SmartEMI - Check Eligibility Criteria for SmartEMI at HDFC Bank

Convert large purchases on your HDFC Bank credit card into SmartEMI and enjoy stress-free repayment. Enjoy attractive interest rates, among the lowest in the market.

Convert large purchases on your HDFC Bank credit card into SmartEMI and enjoy stress-free repayment. Enjoy attractive interest rates, among the lowest in the market. Get credit into your HDFC Bank account in seconds and repay conveniently over 6 to 48 months. The loan is pre-approved so no documentation is required.

All You Need To Know

TERMS & CONDITIONS

To check the eligibility of your Credit Card amount to convert to EMI, you can use the following options. Do note that you need to hold an HDFC Bank Credit Card currently.

Online: Instantly Check Eligible Smart EMI Transactions - Click Here
NetBanking: Login to your NetBanking account and check your SMART EMI eligibility under Cards - Credit Cards - Transact - SMART EMI
PhoneBanking: our 24x7 PhoneBanking service will assist you towards the process to verify your eligibility.
Call: our HDFC Bank sales executive will get in touch with you on your registered contact number on confirmed eligibility for the loan.
SMS: on confirmed eligibility, you will receive an SMS on your registered mobile number with the loan details.

TERMS & CONDITIONS

SmartEMI Eligibility

All You Need To Know

FEATURES

ELIGIBILITY

Documentation

Manage Your Loan

Quick Links

my HDFC credit card payment to EMI