FEATURES

Interest Rates & Charges


Charges to avail a Salary Plus

Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Limit Sanction and Renewal at the sole discretion of HDFC Bank Ltd.

FeeAmount To be Paid

Interest Rate on Utilisation

15% to18% p.a.

Limit Processing Charges

Upto Rs 1999/-

Annual Renewal Charges:

NIL

Stamp Duty & Other Statutory Charges

As per the state law

Legal/Incidental Charges

At actuals

Underutilization charges

NIL

Pre-Payment Charges

NIL

Annual maintenance charges

NIL

Interest rate of 24% p.a. will be levied on the amount utilized above the Operating Limit of overdraft facility

Overdraft Limit Cancellation

Overdraft limit cancellation is allowed within
cooling off/look-up period of 3 days from the
overdraft limit set/ disbursed date. In the event
of overdraft limit cancellation, interest will be
borne by the customer on the withdrawn / utilized
limit. Processing Fee, Stamp duty ,
other statutory charges and GST are
​​​​​​​ non-refundable charges and would not
​​​​​​​be waived/refunded in case of limit cancellation.


Interest Calculation