Penal Charges

Description of Charges

Specialé Senior Citizen

Duplicate passbook issuance

Rs 90/-

Cheque return charges drawn on us - Local

Due to insufficient funds 
Return in a month
1st - Rs 400
2nd r- Rs 450
3rd onwards - Rs 500
Due to funds transfer cheque return :- Rs 315
Due to technical reasons :-Rs 45 
(e.g. - Date not mentioned, post-dated, sign mismatch, etc.)

Cheques deposited - Returned Unpaid(Effective 1st Dec'17)

Rs.200/- per instance

Account Closure (from account opening date)

Upto 14 days - Nil

15 days upto 12 months - Rs 300/-

Beyond 12 months – Nil

( w.e.f 1st July'13 )

Stop payment charges

Particular cheque - Rs. 90 (free through NetBanking), Range of cheques - Rs. 180 (free through NetBanking)

Decline charge for insufficient balance

Transactions declined at other bank ATMs anywhere in the world or at a merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction

Any deliverable returned by courier due to negative reasons (no such consignee/consignee shifted and non-existent address)

Rs. 50/- per instance

SI rejects

Rs. 200/- per instance

ECS /ACH Return Charges

Return in a month
1st - Rs 400
2nd r- Rs 450
3rd onwards - Rs 500