FEATURES

Exclusive Benefits


  • Special benefits and discounts on BigHaat (e-commerce platform) 

  • Dedicated concierge service on BigHaat  

  • Cattle Insurance with HDFC Ergo 

  • SmartHub Vyapar QR code  

  • Dedicated Relationship Manager with VISHESH programme 

Debit Card Benefits


  • Get up to ₹3,000 CashBack every year: 1% CashBack on every ₹100 spent on Fuel, Apparel, Insurance, Education & Grocery (Max CashBack: ₹250/- per month per card) 

  • Personal Accidental Death Cover / Permanent Disability Cover up to ₹15 Lakh provided your MoneyBack Debit Card is active on POS in the last 30 days 

Financial Benefits


  • Exclusive half-yearly balance product of ₹2,500 OR FD Cushion of ₹50,000 

  • Preferential rates on all Loan products  

  • Investment solutions through SmartWealth and SKY platforms  

  • Annual Maintenance Charge (AMC) waived off for the first year for your first Demat Account 

  • Enhanced cash transaction limits 

Associated Benefits


  • Kisan Gold Card (KGC) 

  • Agri Loans  

  • DBT Subsidiary Aadhaar Seeding  

Transact With Ease


  • Our wide network of branches and ATMs ensures all your banking needs are met, no matter where you are. 

  • Our NetBanking, PhoneBanking and Mobile Banking facilities allow you to check your Farmer Savings Account balance, pay utility bills, stop cheque payments and more from wherever you are. 

  • BillPay allows you to pay your utility bills with ease. You can set instructions for payments over the phone or online. 

  • Make use of our free passbook and email statement facilities.  

Enjoy Special Discounts & Offers


Take advantage of exclusive discounts and offers through our online shopping portal offers.smartbuy.hdfcbank.com 

Easy Banking with Your Debit Card


  • Never overspend: Get MoneyBack Debit Card with your Pragati Savings Account (previously known as Farmer Savings Account) 

  • Offers on your MoneyBack Debit Card: Click here 

  • 24/7 Concierge Service 

  • Zero Liability Insurance cover up to ₹4 Lakh 

Enjoy a Customised Banking Experience


  • Get personalised cheques with your name printed on each cheque leaf for enhanced security 

  • Dedicated Relationship program manager under respective programs 

  • Get Safe Deposit Lockers 

  • Save more with Super Saver Facilities on your Pragati Savings Account (previously known as Farmer Savings Account) 


    ​​​​​​​*Terms & Conditions apply 

ELIGIBILITY

FEES & CHARGES