Fees & Charges for Regular Current Account before 1st December, 2014

Fees & Charges for Regular Current Account before 1st December, 2014

Description of ChargesRegular Current Account
Minimum Balance (Average Quarterly Balance)Rs. 10,000/-
Non-Maintenance Charges per quarterCharge of Rs.750/- per quarter
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three months.
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

Payable-at-par
Charges Rs 2/- per leaf
Other Current Account facilities
Account StatementFree (Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking ChannelsRs.50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement FacilityRs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDDD Amount Up to Rs. 50,000 charges Rs. 40/- per DD, Above Rs. 50,000 to Rs. 100,000- Rs. 25/- per DD, Above Rs. 100,000- Free
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POPO amount Up to Rs. 50,000 charges Rs. 40/- per PO, Above Rs. 50,000 to Rs. 100,000 - Rs. 25/- per PO, Above Rs. 100,000- Free
Issuance of DD/ PO through PhoneBankingAll standard charges for DD / PO are applicable as above. Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking.
DD/PO-Cancellation/RevalidationRs.50/- per instrument
NEFT/EFT Transactions :
PaymentsFree
CollectionsFree
RTGS Transactions :
PaymentsRs. 25 per transaction
CollectionsFree
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions (except Dahej)
Account to Account Fund Transfer within HDFC BankFree
Payment at HDFC Bank LocationsFree
Collections at HDFC Bank LocationsFree
Bulk Transaction ChargesAll transactions are subject to a maximum of 50 transactions per month, beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local / Anyhwere clearing and Funds transfer transactions
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup)Rs.2.00 per Rs.1000/- Minimum Rs.50/-
DD-Cancellation / RevalidationRs.50/- per instrument
Cheque Collection
Outstation Cheque Collection at Bank Locations
Instrument ValueCharges
Upto Rs 50,000/-Rs 50/- per instrument
Above Rs 50,000/- and upto Rs 1,00,000/-Rs 100/- per instrument
Above Rs 1,00,000/-Rs 150/- per instrument
Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR cheque
Instrument ValueCharges
Upto Rs 25,000/-Rs 50/- per instrument
Above Rs 25,000/- and upto Rs 1,00,000/-Rs 100/- per instrument
Above Rs 1,00,000/-Rs 150/- per instrument
Cheque Collection through Speed Clearing
Instrument ValueCharges
Upto Rs.100,000/-Free
Above Rs.100,000/-Rs.140/- per instrument
Bouncing of cheques- Local
Cheques Drawn on us
Due to Insufficient FundsUpto 2 instruments per month- Rs.300 per instrument.
On 3rd / 4th & 5th instrument - Rs.500 per instrument
6th Instrument onwards- Rs.750 per instrument
Due to Technical ReasonsNo Charge
Cheques Deposited Returned Unpaid
LocalRs.50/- per instance
Accounts Not maintaining AQB as of Previous QuarterRs. 50/- per instance
OutstationRs.100/- per instance
Doorstep Banking **
Cash Pickup Charges (within municipal city limits)
Cash Pickup upto Rs 1 LacRs 150/- per pickup
Cash Pickup beyond Rs 1 Lac and upto Rs 2 LacRs 200/- per pickup
Cash Pickup beyond Rs 2 Lac and upto Rs 3 LacRs 300/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit
Cash Deposit-Home Branch LocationFree upto Rs.2 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.2 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 per transaction.
Limit on Inter-Branch deposits (Within Home Branch City)Cash deposit at non home Branches within home branch city subject to maximum of Rs.10,000 per account per day
Cash Deposit -Non Home locationCash Deposit - Non-Home Location - Maximum Rs.10,000 per day. Charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch-Intercity & IntracityCash Withdrawal charges @ Rs.2/1000, min Rs.50 per transaction.Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
Miscellaneous
Balance enquiryRs.25/-
TDS CertificateFree
Balance Confirmation CertificateRs.50/-
Interest CertificateRs.50/-
Cheque Status per instanceRs.25/-
Photo VerificationRs 100/- per instance
Address ConfirmationRs 100/- per instance
Signature VerificationRs 100/- per instance
ECS (Debit) Return Charges- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter.
Setting up of Standing InstructionsNil
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs 50/- per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)Rs 50/- per instance
SI rejectsRs 200/- per instance
Old Records / Copy of Paid Cheque
Upto 1 YearRs.50 per record
Above 1 YearRs.100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost cardRs.100
Copy Retrieval RequestRs.100
Re-Issuance of PINRs.50 (plus taxes)
Transaction Charge--HDFC Bank ATM'sBalance Inquiry - Free
Cash Withdrawal - Free
Transaction Charge--Non HDFC Bank ATM's ***
DomesticBalance Inquiry - Free
Cash Withdrawal - Rs 20 per transaction
International*

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Balance Inquiry - Rs.15 per transaction
Cash Withdrawal - Rs.110 per transaction
Transaction Decline Charge (at Non HDFC Bank ATM's)Rs. 25 per transaction
Stop Payment Charges
Particular chequeRs.50/- (FREE through Phone Banking)
Range of chequesRs.100/- (FREE through Phone Banking)
Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs 500/-
6 months upto 12 monthsRs 250/-
Beyond 12 monthsNo Charge
InstaAlert / Mobile Banking
Insta AlertRs 25/- per quarter
Transactions through PhoneBanking:
Interactive Voice Response (IVR)Free
Non-IVR-Agent assisted-For accounts maintaining AQBFree
Non-IVR- Agent assisted - For accounts NOT maintaining AQB as of previous quarter and for transactions that are available on IVRRs.50/- per call
Charges on all IMPS Outgoing transactions:
Slabs (Rs)Charges Exclusive of service tax (Rs)
1 to 10,0003.5
Above 10,000 to 1 Lakhs5
Above 1 Lakh to 2 Lakhs15
Debit Cards (only for Individuals & Sole Proprietorship)
Debit CardEasy ShopATM Card
Business#RegularGoldWoman's
Annual Fee per CardRs.250/- p.a.Rs.100 p.a.Rs.500 p.aRs.100 p.a.Free
Daily ATM LimitRs.50,000Rs.25,000Rs.50,000Rs.25,000Rs. 10,000
Daily Merchant Establishment Point of Sale LimitRs.75,000Rs.40,000Rs.75,000Rs.40,000NA
# Also available for partnership firms & limited company current accounts which have operating instructions as "Singly"