Fees and Charges for Agri Current Account before 1st November 2013

Fees and Charges (Effective 1st January 2011) Current Account with cheque facility
Half-yearly Balance	Rs. 10,000
Non Maintenance Charges	Rs. 1,500 per half year if below Rs. 10,000
Mode of calculation of minimum average quarterly balance	Average of daily closing balances of each day spread over a period of six months(October to March and April to September).
Cheque leaves (Payable At Par) - Free Limit	50 leaves per month
Charges beyond free limit	Rs. 2 per cheque leaf
Account Statement	Free (Monthly)⁺
Duplicate/Adhoc Statement
Requests through Direct Banking Channels	Rs.50/- per statement through ATM / Mobile Banking / NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)	Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement Facility	Rs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD	DDs up to Rs. 50,000 charged Rs. 25 per DD, Above Rs 50,000 – Free
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO	POs up to Rs. 50,000 charged Rs. 25 per PO, Above Rs. 50,000 – Free
DD/PO cancellation	Rs. 50 per instrument
NEFT/EFT transactions
Payments	Free
Collections	Free
RTGS transactions
Payments	Rs. 25 per transaction
Collections	Free
Local transactions (at home branch locations)
Local cheque collection and payment	Free
Account to account fund transfer within HDFC bank	Free
Anywhere transactions (Except Dahej)
Account to account fund transfer within HDFC bank location	Free
Clearing Transactions – Payments at all HDFC bank location	Free
Clearing Transactions – Collections at all HDFC bank location	Charges @ Rs. 1.50/ Rs. 1000, min Rs. 25 per transaction
Bulk transactions	All above transactions are subject to a maximum of 100 free transactions per month, beyond which, charges@ Rs. 8 per transaction will be levied
Remittance facility through other bank
Issue of Demand Drafts (DD)/ Duplicate DD (correspondent tie-up)	Rs. 2 per Rs. 1,000, minimum Rs. 50 per transaction
DD cancellation/ revalidation	Rs. 50 per instrument
Cheque Collection
Outstation cheque collection at bank location	Upto Rs 50,000/- charged at Rs 50/- per instrument Above Rs 50,000/- and upto Rs 1,00,000/- charged at Rs.100/- per instrument Above Rs 1,00,000/- charged at Rs 150/- per instrument
Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR cheque	Up to Rs. 25,000 – Rs. 50 per instrument Rs. 25,000 to Rs. 1 Lakh – Rs. 100 per instrument Above Rs. 1 lakh – Rs. 150 per instrument
Cheque Collection through Speed Clearing	Up to Rs. 1 Lakh - Nil Above Rs. 1 Lakh – Rs. 140 per instrument
Bouncing of cheques – Local Cheques drawn on us
Due to insufficient funds	Up to 2 instruments per month - Rs. 300 per instrument. On 3rd / 4th & 5th instrument - Rs. 500 per instrument 6th Instrument onwards - Rs. 750 per instrument
Due to technical reasons	No charge
Cheque deposited returned unpaid
Local	Rs. 50 per instrument
Outstation	Rs. 50 per instrument
Doorstep Banking
Cash pick-up services (within municipal city limits)
Cash pick-ups to Rs. 1 Lakh	Rs. 150 per pick-up
Cash pick-ups beyond Rs. 1 Lakh up to Rs. 2 Lakhs	Rs. 200 per pick-up
Cash pick-ups beyond Rs. 2 Lakhs up to Rs. 3 Lakhs	Rs. 300 per pick-up
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cheque pick-up charges
Daily pick-up (one per day from one pick-up point)	Rs. 400 per month
Per call basis	Rs. 25 per call
Cash transactions Doorstep Banking
Cash deposit
Cash deposit at home branch location	Free up to Rs. 10 Lakhs per month or 25 transactions whichever is lower. Deposits in excess of Rs. 10 Lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction.
Limit on Inter-Branch deposits (Within Home Branch City)	Cash deposit at non home Branches within home branch city subject to maximum of Rs. 50,000 per account per day
Cash Deposit -Non Home location	Charges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 50,000 per day)
Cash withdrawal
Cash Withdrawal-Home Branch	Free
Cash Withdrawal-Non Home Branch – Inter-city & Intra-city	Cash withdrawals charges @ Rs. 2/Rs. 1,000, minimum Rs. 50/- per transaction; Third party cash withdrawals allowed only up to maximum Rs. 50,000 per transaction.
Miscellaneous
Balance inquiry	Rs. 25/-
TDS certificate	Free
Balance Confirmation Certificate	Rs. 50/-
Interest certificate	Rs. 50/-
Cheque status per instance	Rs. 25/-
Signature Verification	Rs. 100/-
Address confirmation	Rs. 100/-
Photograph verification	Rs. 100/-
Setting up of standing instructions	Rs. 150/-
Old Records / Copy of Paid Cheque
up to 1 year	Rs. 50 per record
Above 1 year	Rs. 100 per record
Certificate of Balance
Current year	Free
Previous year	Rs. 250
Common charges for debit/ATM cards
Replacement of damaged card	Free
Replacement of Lost card	Rs. 100
Copy Retrieval Request	Rs. 100
Re-Issuance of PIN	Rs. 50 plus taxes
Transaction charges – HDFC bank ATM’s	Balance inquiries – Free
Transaction charges – HDFC bank ATM’s	Cash withdrawals – Free
Transaction charges – NON hdfc bank ATM’s
Domestic	Balance inquiry – Free
Domestic	Cash withdrawal – Rs. 20 per transaction
International* *The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction	Balance inquiry – Rs.15/- per transaction
	Cash withdrawal – Rs.110/- per transaction
Stop payment charges
Particular cheque	Rs. 50 (Free through Phone Banking)
Range of cheques	Rs. 100 (Free through Phone Banking)
Account Closure
Up to 14 days	No Charge
15 days to 6 months	Rs 500
6 months upto 12 months	Rs 250
Beyond 12 months	No Charge
Inoperative Accounts
Any deliverable returned by courier due to negetive reasons(no such consignee/ consignee shifted and no such address)	Rs.50/- per instance
InstaAlert
Insta Alert	Rs.25/- per quarter
Transactions through Phone banking
Interactive voice response (IVR) and agent assigned	Free

Debit card	Business	Easy gold
Debit card	Business	Regular	Gold	Woman’s
Annual fee per card	Rs. 250 p.a.	Rs. 100 p.a.	Rs. 500 p.a.	Rs. 100 p.a.
Daily ATM limit	Rs. 50,000	Rs. 25,000	Rs. 50,000	Rs. 25,000
Daily merchant establishment Point-of-sale limit	Rs. 75,000	Rs. 40,000	Rs. 75,000	Rs. 40,000

W.e.f April 1, 2012, all fees and charges mentioned in the Tariffs, Charges or Fees Brochures will attract Service Tax @ 12% and Education Cess @ 3% of the service tax amount. The same will appear as separate debits in the statements.

Fees & Charges for Agri Current Account before 1st November, 2013