Beware of the Wedding Invitation Scam Targeting WhatsApp Users

6 January, 2025

Synopsis

• Fraudsters are sending fake wedding scams to install malware in phones.
• Through malware, fraudsters can steal sensitive data.
• If you fall victim to fake WhatsApp wedding scams, you must report it to the National Cyber Crime Portal.
  
  

Sending wedding invitations is easier than ever. Digital invitations can easily replace traditional paper cards. However, this shift has opened doors for a dangerous trend: the WhatsApp wedding scam. Fraudsters are now using fake wedding invitations to target unsuspecting individuals, and you could be their next victim. In this article, you can get more information about fake wedding invitation scams.

How the Fake Wedding Invitation Scam Works

Imagine receiving a WhatsApp message from an unknown number. The sender claims to be inviting you to a wedding. The message feels genuine, with friendly language and attachments labelled as wedding cards. Without much thought, you tap on the file to see the invite.

However, these attachments are not actual invitations but malicious APK files. Typically, APK or Android Package Kit files are used to install apps on Android devices. If these APK files are corrupted and you download and open them, you may unknowingly grant the scammers access to your device.

The digital wedding scam feels personal and believable. Weddings are joyous occasions, and most people wouldn’t suspect foul play. Scammers exploit this trust to trick you into downloading malware.

How a Fake Wedding Invitation Scam Can Lead to Financial Losses

If you fall victim to this digital wedding scam, you could face financial losses in the following ways:

• Compromised Sensitive Banking Data

Through malware, cybercriminals can extract banking information you may have saved on your phone. This could include account numbers, card details, passwords to various financial accounts, payment details saved on browsers and auto-fill credentials.

• OTP Theft

Scammers can use malware to intercept messages containing OTPs. This way, they can authorise unauthorised payments or money transfers. They can also gain access to your banking and payment apps.

• Exploiting Payment Apps

Malware can allow scammers to access banking and payment apps. They can use the information stored in the app to steal money from your accounts. Saved card details could be used to make fraudulent transactions.

• Unauthorised Subscription to Paid Services

Cybercriminals may use your compromised data to subscribe to premium services, apps or websites. These services might charge recurring fees directly to your Credit or Debit Card. Hence, you ought to check your transaction history regularly to prevent scammers from draining your funds.

• Account Takeover

By hijacking your financial accounts, scammers can lock you out of your own accounts and steal your money. They may also use your account to conduct fraudulent activities. Therefore, it is important that you report this immediately and protect yourself from liabilities.

• Identity Theft

This digital wedding scam can also put your personal identification details at risk. Scammers can access these details saved on your phone and use them to open new accounts, apply for Credit Cards or loans or impersonate you to commit fraud.

• Phishing

Malware can enable scammers to monitor your activities and create opportunities for phishing. This may include sending targeted phishing emails or messages to trick you into sharing more private information.

• Extortion

Fraudsters can use your data to blackmail you. They can demand ransom in exchange for not leaking sensitive photos and videos. This can lead to not only monetary losses but also emotional distress.

How to Spot and Avoid the WhatsApp Wedding Scam

By staying cautious, you can avoid falling victim to this fake wedding invitation scam. Here are some simple steps:

• Be Wary of Unknown Numbers

Be suspicious if you receive a message from a number you don’t recognise. Scammers often target random users, hoping someone will take the bait.

• Verify the Sender

Before downloading any file, confirm its authenticity. If it’s a wedding invitation, ask the sender directly—preferably through a call or message on another platform.

• Avoid Downloading APK Files

Typically, you’d receive wedding invitations in the form of images, video files or URLs as they are convenient. Legitimate wedding invitations don’t require you to download separate apps.

• Use Antivirus Software

You can keep your phone secure with antivirus apps. These can detect and block malware before it causes harm.

• Enable Security Features

Review your phone’s permissions from time to time. Make sure your apps can’t access sensitive data without your explicit consent.

How Do You Know Your Phone Has Malware?

Your phone may be infected with malware if you notice the following:

• You notice an increased number of pop-ups and inappropriate ads.

• You see apps you haven’t downloaded or don’t recognise.

• You may not be able to uninstall unrecognised apps.

• You notice your phone slows down or crashes often.

• Your contacts may receive messages that you did not send.

• You may see unauthorised transactions in your account due to scammers using bank details saved on your phone to subscribe to paid services.
  
  

What to Do If You’re a Victim

Taking prompt action can minimise the damage against this fraud on WhatsApp:

• Disconnect Your Phone: You must immediately switch off Wi-Fi and mobile data to limit the hacker’s access.
  
  

• Change Your Passwords: Update all important accounts, especially banking, email and social media, to prevent further misuse.
  
  

• Alert Your Contacts: If scammers are using your WhatsApp account to send fraudulent messages, inform your contacts not to engage.
  
  

• Report the Incident: Don’t let cybercriminals get away. Report the scam to authorities by dialling 1930, the National Cyber Crime portal helpline in India. You can also visit https://cybercrime.gov.in to lodge a complaint.
  
  

Protecting Yourself in a Digital World and Stay Vigilant

As the use of digital platforms grows, scams like the WhatsApp wedding scam will only become more sophisticated. Staying informed is your best defence.

Join Vigil Army, where Vigil Aunty will decode various frauds and give people a heads-up on the dos and don’ts of combating frauds online. To join the Vigil Army, send ‘Hi’ to her via WhatsApp number: 7290030000.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.