What is FRRO Registration

4 June, 2024

Synopsis

• FRRO stands for Foreigners Regional Registration Office.

• Foreign nationals residing in India for more than 180 days in a calendar year must open FRRO accounts mandatorily.

• FRRO registration helps with getting essential services like opening a savings account.
  
  

Every year, foreign nationals visit India for many reasons. Such individuals, who decide to reside here for longer periods, may need to open a domestic Savings Account, so that they don’t end up paying high currency mark up rates on their long-term expenses. As such, they need to visit the Foreigners Regional Registration Office (FRRO) and get the process started to open their Savings Accounts. Here’s all you need to know about FRRO registration processes.

What Is FRRO Registration?

The FRRO is the primary authority overseeing the stay and activities of foreign nationals in India. Registration with the FRRO is mandatory for individuals holding a visa of more than 180 days. This process is aimed to build a structured framework for monitoring the financial activities of foreign nationals residing within Indian borders.

Step-by-Step Guide to FRRO Registration

The FRRO registration process is as follows:

1. Preparing Documentation
   
   Ensure all requisite documents are in order. This typically includes a valid passport, visa documents, residential proof, and passport-sized photographs.
   
   

2. Online Registration
   
   Navigate to the official FRRO website and complete the online registration form with accurate information.
   
   

3. Schedule an Appointment
   
   Upon successful submission of the online registration form, schedule an appointment with the nearest FRRO office.
   
   

4. Visit FRRO Office
   
   On the scheduled date, visit the FRRO office along with all original documents and a printed copy of your online registration form.
   
   

5. Biometric Enrolment
   
   As part of the registration process, undergo biometric enrolment, including fingerprinting and iris scanning.
   
   

6. Submission of Form C
   
   Ensure timely submission of Form C to the FRRO office or the nearest police station, as per regulations. This form serves as a record of your residential address and travel details during your stay in India.
   
   

7. Verification and Approval
   
   The verification stage involves background checks and validation of provided information. Once approved, you will receive an acknowledgment receipt and an FRRO certificate.
   
   

Opening a Savings Account Post FRRO Registration

After FRRO registration you can open a savings account. Here are the steps to follow:

1. Research Banking Options
   
   Explore various banks offering accounts to foreign nationals and choose one that provides seamless account opening procedures, competitive interest rates, and convenient online banking facilities.
   
   

2. Gather Required Documents
   
   Prepare the necessary documents for opening a savings account, including your FRRO certificate, passport, visa documents, proof of ID and address, and passport-sized photographs.
   
   

3. Visit the Bank Branch
   
   Visit your chosen bank branch and initiate the account opening procedure. Present all required documents for verification and adhere to any additional formalities specified by the bank.
   
   

4. Complete Account Opening Formalities
   
   Fill out the account opening application form, providing accurate personal and contact information. Additionally, adhere to any Know Your Customer (KYC) norms mandated by regulatory authorities.
   
   

5. Fund Your Account
   
   Upon completion of account opening formalities, you can deposit the initial amount required to activate your savings account.
   
   

Once your savings account is active, you can avail a range of banking services, including online banking, mobile banking, ATM withdrawals, and fund transfers.

Open A Savings Account With HDFC Bank Post FRRO Registration

Once you have completed your FRRO registration, you can take the next step towards financial inclusion in India by opening a savings account with HDFC Bank. With HDFC Bank’s comprehensive range of banking services for expatriates and foreign nationals, you can seamlessly manage your finances and enjoy a host of benefits designed to meet your specific needs in your adopted homeland. Open your HDFC Bank account here.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.