Top Features and Benefits of an Insta Account

The HDFC Bank InstaAccount is a first of its kind, an entirely digitised journey that offers you the option to open an account of your choice. You can not only choose the account type from multiple available options but also get your new account number almost instantly. Your InstaAccount comes loaded with pre-set services of our digital platforms: of NetBanking and MobileBanking.

Our InstaAccount Advantages come with no age-specific criteria. Whether you are eighteen or sixty, you can enjoy the benefits of this account right at your fingertips. 

Let’s look at the InstaAccount features: 

• Instant Account Opening: 

InstaAccount is all about an absolute hassle-free account opening experience.  All you need is an operational Mobile number, a PAN can and an Aadhaar card to set it up.

• Instantaneous Account Number and Customer ID: 

One of the essential features is you get your account number and customer ID instantly. Once you complete the account opening journey. You will receive your new instant account number and customer ID.

• Transferring Money: 

Once your account is set up, you can start using our Safe & Secure Money Transfer features.

• Withdrawing Money:

With your InstaAccount, you can make Cardless Cash withdrawals from any HDFC Bank ATM without a Debit Card. All you have to do is select the Cardless option on the ATM and follow the instructions.

• NetBanking and MobileBanking:

One of the prominent features of HDFC Bank InstaAccount is the access to NetBanking, and MobileBanking platforms. These services allow you to check your balances instantaneously on opening your bank account and once you have reset your password.
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• Bill Payments and Recharge:

Using you Digital Platforms, you can not only pay bills but also set up a ‘Standing Instructions’ where bills are paid automatically every month for you.

• Account Limit: 

With your instant Savings Account or instant Salary Account, you can enjoy an annual credit limit, of up to Rs. 2 lac in a financial year. Your account balance cannot exceed Rs. 1 lac at any given point of time.

With the Instant Savings Account /Salary Account features when you set up your account, you can enjoy all the above features by setting up the account in minutes.

Let’s move to the HDFC Bank InstaAccount benefits when you set up your Instant Savings and Salary Account. 

• You can set up this account on your own in less than 5 minutes.

• Minimal documentation is required to set up the account—your PAN Card number and Aadhar Card number. 

• Instantaneously receive your Account Number and Customer ID. 

• Carry out your transactions on the go through NetBanking and MobileBanking that is pre-set in your InstaAccount. 

• Instantly transfer funds & Bill Payments

• Another HDFC Bank InstaAccount benefit is to Set up a Fixed Deposit with your InstaAccount. 

*The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.