Know About the Various Swiggy Offers
18 January, 2024
Swiggy is one of India's leading food delivery platforms that promises to deliver happiness to your doorstep. You can order a wide range of food across cuisines, groceries, and other home essentials at incredible prices within minutes. You can use Swiggy Dineout to find the best restaurants in the city and enjoy exclusive dining benefits. Furthermore, you can use Swiggy Genie to get delivery for almost anything.
Swiggy HDFC Bank Credit Card is a Credit Card offered by the HDFC Bank in partnership with the Swiggy. It extends numerous benefits on the Swiggy App, online shopping, and even offline spends. You also obtain a Swiggy One three-month membership. Continue reading to learn more about Swiggy offers in detail.
Swiggy Offers With The Swiggy HDFC Bank Credit Card
The following are the offers you can avail of with your Swiggy HDFC Bank Credit Card:
Cashback offers
The following are the various cashback perks you can enjoy with the card
- You are eligible to earn a 10% cashback on Swiggy food ordering, Instamart, Dineout & Genie.
- You are eligible to earn a 5% cashback on E-shopping spends made across various categories.
- You are eligible to earn a 1% cashback on offline spends made in other categories.
Note: You do not earn cashback on the following transactions made through the Swiggy HDFC Bank Credit Card – Swiggy Money Wallet, Rent, Government related transactions, fuel, jewellery, EMIs, cash advances, purchase of traveller's cheques, purchase of foreign currency and fees, interest charges, penalties.
Welcome Benefit
The Swiggy HDFC Bank Credit Card rewards you with a complimentary Swiggy One membership worth ₹1,199 as a welcome benefit. This Swiggy One membership is three months long. The membership is a premium subscription for Swiggy users. It extends incredible benefits across the entire platform, including free delivery, discount offers, and cashback.
Note: You must activate your Credit Card to avail the complimentary Swiggy One membership. Click here for more details about Credit Card activation. Besides Credit Card activation, you must also link the Swiggy HDFC Bank Credit Card to the Swiggy App to avail of the membership and other Swiggy offers.
Additional Benefits
You enjoy a 50-day no-interest period with the Swiggy HDFC Bank Credit Card. Plan your spends and repayments accordingly to benefit from this feature.
You can avail flexible EMI options – no-cost and low-cost EMIs. This enables you to repay your Credit Card dues without feeling burdened or defaulting. Click here to know applicable fees and charges.
You can avail upto three complimentary add-on cards.
You enjoy Zero lost card liability in case your Credit Card is lost.
How to Get Discounts on Swiggy?
Swiggy offers a wide range of discount and cashback offers across the platform:
Discover the offer zone: Check out the Swiggy offer zone on the app or website for flat deals and discount offers.
Enable notifications: Swiggy sends out discount offer notifications almost every hour. Watch out for them to save greatly on your bills.
Apply promo code: Add your food picks to the cart. Click on "offers & benefits" to check available discount and cashback offers. Apply the best coupon and proceed to pay.
Key Details About Swiggy Money Redemption and Validity
The Swiggy HDFC Bank Credit Card cashback benefit is credited to the Swiggy Money Wallet.
If the cashback amount is a decimal value, then it is rounded off to the nearest Rupee for credit. For instance, if the cashback amount is ₹ 110.2, ₹ 110 is credited to your Swiggy Money Wallet. If the cashback amount is ₹ 110.8, ₹ 111 is credited to Swiggy Money Wallet.
You can check the cashback earned by clicking on Swiggy App >> account section >> Swiggy Money >> account balance and transaction.
You can utilise the cashback amount directly from the Swiggy Money Wallet to make payments on the app.
You have the option to utilise the cashback amount partially.
You do not have the option to transfer Swiggy Money Wallet balance to any other account.
The cashback has a validity of one year.
Applying for a Swiggy HDFC Bank Credit Card
Currently, HDFC Bank is extending the Swiggy HDFC Bank Credit Card on invite. You can apply for the Credit Card on the HDFC Bank's online portal/ mobile banking app or by visiting the bank branch. You can also apply for the Credit Card on the Swiggy App.
You need to pay a joining membership of ₹500 + applicable taxes to obtain the Swiggy HDFC Bank Credit Card. You need to pay an annual fee of ₹500 from the second year. The annual fee is waived off if your annual Swiggy spends exceeds ₹ 2,00,000.
Besides the Swiggy App, you can also link the Swiggy HDFC Bank Credit Card to HDFC Bank PayZapp. It is fast, convenient, and secure. This way, you can make seamless payments and transactions on the go!
*The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
