All About Insurance Coverage on HDFC Bank Regalia Gold Credit Card
22 April, 2024
Synopsis
Card issuers these days offer a range of insurance covers with their Credit Cards.
You can get an air accident coverage of ₹ 1 crore with HDFC Bank Regalia Gold Credit Card.
You can also enjoy card liability cover of up to ₹ 9 lakh.
HDFC Bank Regalia Gold Credit Card offers comprehensive insurance coverage to add value to your card membership. The insurance coverage includes air accidents, emergency hospitalisation and card liability. Let us take a closer look at what this insurance coverage offers and how you can utilise it during unforeseen circumstances.
What is the Insurance Coverage Offered on HDFC Bank Regalia Gold Credit Card?
Let us explore the insurance benefits to maximise the card's usage:
Air accident coverage: With the HDFC Bank Regalia Gold Credit Card, the cardholder can get a substantial cover of ₹ 1 crore in the unfortunate event of sustaining bodily injury resulting in death within 12 months of the accident. This coverage is specifically applicable in case of an air accident.
Emergency medical expenses: When traveling outside India, you are entitled to a cover of up to ₹ 15 lakh for emergency medical expenses resulting from sudden unexpected sickness or bodily injury. However, it is important to note that expenses related to pre-existing illnesses are not covered under this policy.
Card liability cover: In the case of card liability, the primary cardholder is provided coverage of up to ₹ 9 lakh. This coverage acts as a safeguard in instances of losing the Credit Card or other liability concerns.
What is the Claim Procedure for Insurance Coverage on HDFC Bank Regalia Gold Credit Card?
Here is a comprehensive guide to the claim procedure associated with the HDFC Bank Regalia Gold Credit Card's insurance coverage:
Intimation of claim:
Timeline: Within 60 days from the date of loss
Essential step: Notify the insurer, that is HDFC ERGO, about the claim within 60 days from the occurrence of the incident leading to the claim. Timely intimation is vital to initiate the claims process.
Document submission: To streamline the claims process, you must submit the required documents to HDFC ERGO within 130 days from the date of the loss. Timely submission is key to ensuring a swift and efficient claims resolution.
Contact HDFC ERGO: In case of any queries or assistance regarding the claim procedure, cardholders can reach out to HDFC ERGO through the following channels:
Toll-Free: +800 08250825 (International Toll-Free - accessible from outside India) / 01204507250 (Chargeable)
Email: bankclaims@hdfcergo.com
Address: A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri East, Mumbai 400059
How To Add Nominees to Utilise the Insurance Coverage?
To add nominees for the insurance coverage on HDFC Bank Regalia Gold Credit Card, follow these steps:
Visit the official HDFC Bank Regalia Gold Credit Card webpage.
Scroll down to insurance coverage section and access the Nominee Details Webform.
Fill in the following necessary details as per the instructions provided in the webform.
Provide the nominee details, including name, date of birth, relationship and legal guardian name in case of a minor.
Things to Know About HDFC Bank Regalia Gold Credit Card Insurance Coverage
Here are crucial points to keep in mind:
Exclusivity: The insurance covers associated with the HDFC Bank Regalia Gold Credit Card are available exclusively to the primary cardholder.
Air accident cover: This cover becomes active when tickets are purchased using the HDFC Bank Regalia Gold Credit Card.
Travel insurance: Similar to the Air Accident Cover, Travel Insurance becomes operational when tickets are purchased using the HDFC Bank Regalia Gold Credit Card.
Travel visa procurement: It is important to note that the Travel Insurance provided under the policy cannot be used solely for obtaining a travel visa. It serves as coverage during your travel but not for visa application purposes.
Validity: The Travel Insurance coverage is valid only for international travel originating from India.
Maximum trip duration: The insurance coverage sets a maximum trip duration limit of 30 days.
Travel and Spend While Staying Protected
The insurance coverage with the HDFC Bank Regalia Gold Credit Card offers peace of mind. You can spend and enjoy the card’s benefits while travelling, without worries. Moreover, the card offers flight vouchers and Club Vistara memberships to enhance your travel experience while safeguarding you with insurance coverage. Apply for your HDFC Bank Regalia Gold Credit Card today!
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*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
