How to Use Regalia Gold Credit Card

03 May, 2024

Synopsis

Enjoy rewarding experiences with milestone vouchers, flight vouchers, concierge services, reward points and more with the Regalia Gold Credit Card.
Use complimentary lounge access and Priority Pass membership with your friends and family.
Take advantage of welcome benefits and insurance coverage.

From exclusive lounge access to rewards that make every purchase more exciting, the Regalia Gold Credit Card from HDFC Bank is designed to elevate your lifestyle. To optimally utilise this card, you ought to know all the benefits this card offers. So, read on to learn how you can use Regalia Gold Credit Card wisely.

Exploring Regalia Gold Credit Card Offerings

Let us delve into the numerous offerings of this card:

Quarterly milestone vouchers: Spend ₹1.5 lakh in a calendar quarter and get vouchers worth ₹1,500 from Marriott, Myntra, Marks & Spencer, or Reliance Digital.
Flight vouchers: Get flight vouchers worth ₹5,000 upon reaching ₹5 lakh in spends within an anniversary year. Also, get an additional ₹5,000 voucher by spending ₹7.5 lakh within the same period.
Dining benefits: Enjoy dining experiences with the Good Food Trail program. Avail of up to 20% savings on restaurant bills paid through Swiggy Dineout across 20,000+ restaurants.
Smart financial management: Convert significant purchases into manageable monthly instalments with the SmartEMI feature. You can utilise this option even after purchasing to manage your expenses conveniently.
Regular and specialised retail spending: Earn Reward Points on every ₹150 spent on retail transactions, encompassing insurance, utilities, education expenses, outlets of Marks & Spencer, Myntra, Reliance Digital, and Nykaa.

How to Use Regalia Gold Credit Card at Airport Lounge?

Here is how you can take advantage of the Regalia Gold Credit Card at the airport lounge:

Complimentary lounge access: You can enjoy up to 12 complimentary lounge visits annually within India, including both domestic and international terminals. Just swipe your Regalia Gold Credit Card at the lounge entrance.
Lounge access via Priority Pass: Utilise the Priority Pass benefits to extend lounge access globally. You and your add-on member can enjoy up to 6 complimentary lounge visits per calendar year outside India. You can apply for the Priority Pass upon completing a minimum of 4 retail transactions on your HDFC Bank Regalia Gold Credit Card after issuance.

Take Advantage of Welcome Benefits

Here are the welcome benefits and how you can get it:

Joining reward: Pay your joining membership fee and receive a gift voucher equivalent to the fee amount and get your ₹2,500 back into your pocket right from the start.
Exclusive memberships: Enjoy complimentary Club Vistara Silver Tier membership and MakeMyTrip (MMT) Black Elite membership by spending ₹1 lakh or more within 90 days of card issuance.

To claim your welcome benefits, visit the dedicated webpage and follow these simple steps:

Click on ‘Premium Welcome Benefits.’
Choose the specific benefit you wish to avail.
Fill out the form to activate your Club Vistara Silver Tier Membership, MMT Black Elite membership or other benefits.

Use Your Regalia Gold Credit Card For Online and Offline Shopping

To make the most of your Regalia Gold Credit Card, use it to pay for online and offline spends and accrue points. While you can earn 4 Reward Points on every ₹150 spent for retail transactions, you can earn 20 Reward Points on every ₹150 spent at specific e-commerce outlets. However, it is important that you spend what you can repay.

Add Nominees to Leverage Comprehensive Insurance Coverage

Update your nominee details to ensure that you and your chosen beneficiaries receive the intended benefits of the insurance coverage. Here are the details of the insurance coverage:

Accidental death cover: In the unfortunate event of death in an air accident, your nominated next of kin will receive a substantial compensation of ₹1 crore.
Medical emergency cover: With this card in your hand, you can travel abroad worry-free with a medical emergency cover of up to ₹15 lakh.

Make Each Swipe Count with Regalia Gold Credit Card

When you utilise this card wisely, you can enjoy the financial flexibility and exclusivity you need. If you do not have this card in your hands, just apply for it online. All you need to do is visit the HDFC Bank Regalia Gold Credit Card webpage, check your eligibility, provide essential details, and submit the application. Upon approval, your card will be delivered to your doorstep. Apply for Regalia Gold Credit Card today!

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.