How to Keep Track of HDFC Bank Credit Card Usage & Payments on PayZapp
19 September, 2024
Synopsis
HDFC Bank's PayZapp can simplify the management of Credit Card usage and payments,
Regularly tracking your Credit Card usage with PayZapp helps you avoid overspending, maintain a good credit score and prevent fraud.
PayZapp allows you to view transaction history and track payments, ensuring you stay on top of your finances and build a healthy credit history.
Credit Cards can offer convenience and flexibility, but they also require careful monitoring to avoid overspending, late fees and interest charges. HDFC Bank’s PayZapp provides you with tools to manage your Credit Card usage and payments. This app not only simplifies transactions but also helps you stay on top of your Credit Card usage. This way, you can maintain financial discipline and avoid unnecessary costs. In this article, know more on how to track of your HDFC Bank Credit Card usage and payments using PayZapp.
The Importance of Monitoring Credit Card Usage
Credit Cards can be useful for managing expenses, earning rewards and building credit, but it is important that you use them responsibly. Monitoring your Credit Card offers numerous advantages:
Avoiding Overspending: Without regular monitoring, it's easy to lose track of your spending. This can lead to exceeding your credit limit or racking up debt that’s difficult to repay.
Maintaining a Good Credit Score: Your credit score is influenced by your Credit Card usage, including the amount you spend and your payment history. Keeping track of your usage ensures you’re not negatively impacting your score.
Preventing Fraud: Regularly checking your transactions can help you spot unauthorised charges and take swift action to protect your account.
How to Keep Track of HDFC Bank Credit Card Usage & Payments on PayZapp
PayZapp, with its user-friendly interface and convenient features, makes it easier to keep an eye on your HDFC Bank Credit Card usage and payments.
Setting Up Alerts and Notifications
One of the most effective ways to monitor your Credit Card usage is by setting up alerts and notifications. PayZapp allows you to receive real-time updates on your transactions, payment reminders and due dates.Viewing Transaction History
PayZapp provides an easy way to view your HDFC Bank Credit Card transaction history via its passbook section. To access the passbook:
Launch PayZapp and tap on ‘Passbook & Insights’.
Tap on ‘Filters’ and select:
Transaction Type: Select the ‘Recharge and Bill Payments’ option.
Payment Option: Select the mode of payment as UPI or Debit card to view payments made.
Tracking Credit Card Payments
Keeping track of your Credit Card payments is just as important as monitoring your spending. Besides tracking PayZapp transactions, you can also view other transactions made using your HDFC Bank Credit Card. Here are the steps to monitor HDFC Bank Credit Card activity and payments via PayZapp:
Tap on ‘Cards’ on the home screen.
Select your HDFC Bank Credit Card. If you have not already added, you can tap on ‘Add New’ and add the card by entering the card number, expiry date and cardholder name.
Next, select ‘Card Controls’.
Here, you can check your previous card transactions. You can also request the statement and manage card controls. You can set domestic and international transaction limits for online spends, contactless payments, POS payments and ATM withdrawals.
You can also check your total and available credit limit, the minimum amount due and total amount due.
Click here to make Credit Card bill payment through PayZapp on your Android phone.
Click here to pay Credit Card bill through PayZapp on your IOS phone.
Stay on Top of Your Finances with PayZapp
PayZapp Online Payment App can help you manage your HDFC Bank Credit Card usage and payments effectively. By setting up alerts and monitoring your payments, you can control your finances and avoid the pitfalls of Credit Card misuse. Regularly reviewing your Credit Card activity on PayZapp not only helps you stay within your budget but also ensures that you’re building a healthy credit history.
Leverage PayZapp and enjoy the peace of mind that comes with knowing your Credit Card usage is always under control.
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
