How to Save Money While Buying an iPhone?

30 September, 2024

Synopsis

• HDFC Bank Credit Card holders can enjoy benefits when buying the iPhone 16 via PayZapp on SmartBuy, including 5X Reward Points and up to 5% cashback.

• You can take advantage of no-cost EMI options and cashback rewards on iPhone purchases.

• You may also benefit from seasonal sales, exclusive cardholder discounts or trade-in your old iPhone to further reduce the cost of upgrading to the iPhone 16.

The Apple iPhone is not just a phone; it is a symbol of luxury. Everyone wants to get a hand on it. Its sleek design, powerful performance and high-quality camera that captures stunning photos has made it the most preferred choice of smartphone. If you have been longing to own an iPhone, there is no better time to buy it than now. The iPhone comes with various financing options so that you do not need to worry about making upfront payments. Credit Cards are a prominent financing option to buy an iPhone. With Credit Card, you can avail of various cashback and discount offers to make your iPhone purchase budget friendly. Read on if you want to know how you can save money on an iPhone purchase.

How to save money on an iPhone purchase?
By utilising the following options, you may get a better deal on your new iPhone purchase:

• Keep an eye on discounts and offers
  The first step to saving money for an iPhone is to stay updated with discounts and offers. HDFC Bank regularly collaborates with Apple to provide exclusive deals to its customers. These offers can include cashback, no-cost Equated Monthly Instalment (EMI) options, or even discounts on the iPhone's price.
  
  

• Consider EMI options
  iPhones can be a bit heavy on the pocket when purchased outright. With EMI, you can divide the cost of the iPhone over several months, making it more affordable with fixed monthly payments. No cost EMI options are available with selected HDFC Bank Credit Cards to help you get the latest iPhone without straining your budget. For example, when buying an iPhone 16 through SmartBuy on PayZapp, you can earn up to 5X Reward Points with select HDFC Bank Credit Cards, or get up to 5% cashback with other HDFC Bank Cards.
  
  

• Cashback and reward points 
  Credit Cards providers offer cashback and reward points on purchases, including the purchase of iPhones. Make sure to check your Credit Card's terms and conditions to understand how these benefits work. You can use the accumulated reward points to redeem gifts or discounts and further reduce the overall cost. For instance, HDFC Bank MoneyBack Credit Card offers 10x reward points on purchases through eCommerce platforms like Amazon and Flipkart. With HDFC Bank’s Infinia, Diners Black, and Regalia Credit Cards, you can earn up to 5X Reward Points on iPhone purchases via PayZapp.
  
  

• Festive and seasonal sales 
  During festive seasons, eCommerce platforms and Apple itself may offer various discount deals. Seasonal and festive sales can help save money for your iPhone purchase. HDFC Bank Credit Card holders can also benefit from additional discounts or cashback on iPhones. Moreover, you can take advantage of HDFC Bank SmartBuy platform, to avail yourself of exclusive Credit Card deals on iPhones.
  
  

• Exchange your old iPhone 
  Trading in your old iPhone is a smart move to enhance your savings on iPhone purchase. This not only helps you to declutter your digital waste but also significantly reduces the cost of upgrading to the latest iPhone model.
  
  

Special Offer on iPhone 16 via PayZapp
As an HDFC Bank Credit Card holder, you can enjoy instant savings on iPhone 16 purchases through SmartBuy on PayZapp. Here's how:

1. Open the PayZapp app and navigate to the 'Shop' section.

2. Select 'Imagine-Tresor' and choose your preferred iPhone 16 variant.

3. Complete the payment using your HDFC Bank Credit Card to unlock these benefits:

1. • Earn up to 5X Reward Points on purchases made with Infinia, Diners Black, Diners Privilege or Regalia Credit Cards.

   • Or enjoy up to 5% cashback with other HDFC Bank Credit Cards.
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Here are the iPhone 16 pricing details and discounts with the HDFC Bank Infinia Credit Card:

​​​​​​​*Offer applicable to HDFC Bank Infinia Credit Card.

Shop Smart with HDFC Bank Credit Cards

HDFC Bank Credit Cards make your shopping experience more rewarding. Whether you want the trendiest fashion, dine out with friends, or indulge in your favourite online purchases, our Credit Cards have got you covered. Enjoy exclusive offers, discounts, and reward points on both offline and online purchases. Join the savvy shoppers' club – check your eligibility and apply for a Credit Card online with HDFC Bank today!

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.