How To Pay A Credit Card Bill Using Mobile Wallets
13 August, 2024
Synopsis
You can pay Credit Card bills using prepaid cash mobile wallets.
You can use the PayZapp prepaid cash wallet as your preferred payment method.
You can enjoy rewards and cashpoints on choosing PayZapp for Credit Card bill payments.
Every month, your Credit Card provider sends you a detailed bill listing all your expenses, which you must repay before the due date. Creditors allow you to choose from various conventional and modern bill payment methods. One of the latest, most convenient bill payment methods is HDFC Bank’s PayZapp, which also includes an inbuilt prepaid cash wallet. Here’s all you need to know about mobile wallets and how to make Credit Card payment through mobile wallets, including the PayZapp wallet.
What is a Mobile Wallet?
A mobile wallet is a digital version of your physical cash wallet. It is packaged as a mobile application that you can download on your internet-enabled devices. Essentially, your mobile wallet digitally stores your banking and payments-specific data like your Credit Cards, Debit Cards, and UPI accounts.
You can load funds in your prepaid wallet using the linked cards and UPI accounts and use the wallets as a payment method to pay all kinds of bills. Banks and financial entities offering mobile wallet services employ various measures to safeguard your financial data.
How to Make Credit Card Payment Through Mobile Wallets – The Different Ways
Through Your Credit Card Provider’s Website or Mobile App
Your Credit Card provider typically accepts online payments through multiple modes, including Debit Cards, Credit Cards, UPI, net banking and mobile wallets. You can choose mobile wallets as the payment method on their platforms by following these steps.
Firstly, login to your preferred mobile wallet and add the Credit Card bill amount using one of your linked bank cards or accounts.
Once the wallet is sufficiently funded, proceed to the website or mobile app of your Credit Card provider and log in.
Head to the bill payments section, choose the Credit Card bill and enter the amount you wish to pay, which could be partial or complete.
Review the amount and authenticate the transaction by entering your secret PIN.
Your Credit Card bill will be paid and you will receive notifications from your creditor stating the same.
Directly Through The Mobile Wallet
Yet another way to initiate the Credit Card payment through mobile wallet is by logging into your chosen mobile wallet. The steps to complete the Credit Card payment using wallet may differ based on your chosen wallet, but typically entail the following.
Login to your chosen digital wallet that is already downloaded on your smartphone.
Go to your linked accounts and tap on the digital version of your linked Credit Card.
Click on ‘Bill Payment’ and enter the bill amount that you wish to pay (partial or total).
Choose a linked payment methods, which could also be an inbuilt cash wallet in the app.
Complete the payment by entering a One-Time Password (OTP) or secret PIN, applicable.
With the above steps, your bill will be paid.
Benefits of Using PayZapp Prepaid wallet
You can load money using your PayZapp-linked accounts anytime.
You can enjoy discounts and cashpoints on payments by applying promocodes.
You can load a significant sum of money in the PayZapp wallet depending on whether you’ve completed min or full KYC.
Pay Credit Card Bills Via PayZapp
A one-of-its-kind mobile payment solution, PayZapp Online Payments App streamlines your bill payments and recharges like no other app. Here you can find all your different billers, and link all your bank cards, whether issued by HDFC Bank or other banks. Simply choose your biller and preferred payment method to complete the payment process. Your bills will be paid within seconds.
Click here for upi payment through PayZapp on your IOS phone.
Click here to pay online through PayZapp on your Android phone.
Download PayZapp today to simplify your Credit Card bill payments.
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
