How to Manage PIXEL Credit Card on PayZapp

11 September, 2024

Synopsis

• You can secure your PIXEL Credit Card by setting or updating your PIN through PayZapp.

• You can view and download your monthly PIXEL Credit Card statements from the app.

• You can use PayZapp to monitor your spending in real time and track your accumulated reward points.
  
  

Congratulations on being approved for a PIXEL Credit Card! Now that you’re approved, you ought to manage your PIXEL Credit Card effectively. The good news is that you can manage every aspect of your PIXEL Credit Card through HDFC Bank’s PayZapp. PayZapp allows you to keep track of your card spends, manage card controls, pay bills and more. In this article, you can get information on how you can manage the PIXEL Credit Card on PayZapp. Keep reading on.

Ways to Manage PIXEL Credit Card on PayZapp

PayZapp offers multiple features that allow you to manage your PIXEL Card effectively:

• Set Your Card PIN 
  The first step in protecting your card from unauthorised use is to set up a secure PIN. You can log in to PayZapp, go to the PIXEL Credit Card homepage and select your PIXEL Credit Card. Look for the option to set or change your card PIN. Follow the on-screen instructions to create a new PIN or update an existing one.
  
  

• Access Your Statements
  You ought to keep track of your Credit Card statements to manage your finances and monitor your spends. PayZapp makes it simple to access your PIXEL Credit Card statements. In the PIXEL Credit Card section, tap on the ‘Statements’ tab. You can view and download your monthly statements directly from the app. Make sure you regularly review your statements to check if all transactions are accurate and identify any discrepancies or unauthorised charges.
  
  

• Track Your Spends
  You can plan better and avoid overspending by understanding your spending patterns. With PayZapp, you can track your PIXEL Credit Card transactions in real time. You can see how much you’ve spent and where with the Spend Analyzer. PayZapp sends post-transaction notifications to the registered mobile number, allowing you to keep tabs on your spends.
  
  

• Rewards Tracker
  You can receive cashback on various transactions made on your PIXEL Credit Card. PayZapp helps you keep track of your rewards and redeem them effectively. You can go to the ‘Rewards’ section on the card homepage to check your accumulated reward points. You can redeem your points through the Rewards Page on the PIXEL Credit Card homepage. Once redeemed, the CashPoints will be credited to your PayZapp CashPoint account. You can also monitor your rewards activity to see how many points you’ve earned and redeemed to make the most of your rewards.
  
  

• Manage EMIs 
  Through PayZapp, you can convert eligible Credit Card transactions into EMIs. You can select the purchase you want to convert and choose the EMI tenure that suits you. You can also convert your outstanding Credit Card balance. You can track your ongoing EMIs, including the amount due, instalment schedule and remaining balance.
  
  

• Access the In-App Help Centre 
  PayZapp’s help centre offers a range of FAQs and troubleshooting guides to address common issues. Whether you need help with setting up your card or resolving a transaction problem, the help centre provides step-by-step solutions. You can raise a query through the app. In the app, you can tap on ‘?’ to raise the query.
  
  

• Pay Your Credit Card Bill 
  One of the most important aspects of managing your PIXEL Credit Card is ensuring timely bill payments. You can pay the minimum amount due, the full balance or a fixed amount each month. This feature ensures that you never miss a payment and helps you avoid late fees and interest charges. With PayZapp, your HDFC Bank Credit Card bills are settled almost instantly. You can also view your payment history via the app.
  
  

Final Note

Managing your PIXEL Credit Card through HDFC Bank’s PayZapp offers a host of features designed to streamline your financial management. From setting your card PIN and accessing statements to tracking your spending and managing rewards, PayZapp allows you to handle your Credit Card with ease.

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*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.