How to Activate the Transit Facility on your Prepaid Card?

16 April, 2025

Synopsis

• You can pay for public transport using the HDFC Bank Millennia Prepaid Card and SmartHub Vyapar Prepaid Card.

• The transit pass facility of these cards can be activated while applying for the Prepaid Card.

• HDFC Bank's Millennia and SmartHub Vyapar Prepaid Cards make commuting hassle-free.

Confused about how to manage your travel expenses? No worries! The HDFC Bank Millennia Prepaid Card and SmartHub Vyapar Prepaid Card have got you covered. These Prepaid Cards are convenient options for daily commuters and travellers. The transit functionality allows seamless public transport payments, making travel hassle-free. If you want to activate the transit facility on your card, this guide will help you through the process.

What is the Transit Facility? 

The transit facility on the HDFC Bank Millennia and SmartHub Vyapar Prepaid Cards allows you to pay for public transport services. This feature eliminates the need for cash or a separate transport card. It integrates with various transport networks, ensuring smooth entry and exit at transit points. Additionally, it offers a contactless and hassle-free payment experience, enhancing overall convenience for commuters.

Eligibility & Requirements for the Prepaid Card with Transit Facility 

Before you apply for transit facility on Prepaid Card, you have to meet the following criteria:

• Card Type: You need to apply for an HDFC Bank Millennia Prepaid Card or SmartHub Vyapar Prepaid Card.Age Requirement: You should be at least 18 years old to apply for the card.

• Service Availability: Check with HDFC Bank to confirm if the transit functionality is supported in your city and by the transport services you plan to use.
  
  

How to Activate Transit Facility on Prepaid Card? 

You can activate transit pass on Prepaid Card by following these steps:

1. Apply for a Prepaid card with Transit Functionality

• Visit the HDFC Bank website and apply for Millennia/Smarthub Vyapar Prepaid Card

• Ensure enabling Transit Wallet feature on the Card type page.

• Fill in the details as per the prompts, Pay and done.

• You will receive RuPay Millennia/Smarthub Vyapar card for travel payments.

2. Using the Card for Transit

• Load the Travel wallet of your card by visiting the metro counter.

• You can use your online/host balance for loading.

• Post loading the Travel wallet, simply tap the card at entry and exit gates of the metro station.
  
  

3. Monitor Transactions and Balance

• Use the HDFC Bank Prepaid Portal or MyCards to track expenses and check your balance.

• Reload funds as needed to avoid any issues during travel.
  
  

Where Can You Use the Transit-Enabled Prepaid Card?

The HDFC Bank Millennia and SmartHub Vyapar Prepaid Cards can be used for various transport services:

• Metro Systems: The cards are accepted in various cities with metro or subway networks.

• Buses: Certain bus services support Prepaid Card payments.

• Parking Payments: You might be able to use the cards at select parking facilities where Prepaid Cards are accepted.
  
  

Travel Smarter with the HDFC Bank Prepaid Card

The HDFC Bank Millennia and SmartHub Vyapar Prepaid Cards offer hassle-free solutions for your travel needs. Activating the transit facility on these cards enhances your travel experience by providing a simple and secure way to pay for public transport. By following the steps outlined above, you can enjoy the ease of cashless transactions during your commute.

Apply for the Millennia or SmartHub Vyapar Prepaid Card now and experience the benefits of seamless travel!

FAQs

Can I use the Millennia or SmartHub Vyapar Prepaid Card for purposes other than transit?

These cards offer flexibility for various purchases, including shopping, dining, and online payments.

Can I apply for these Prepaid Cards online? 

The application process for the Millennia and SmartHub Vyapar Prepaid Cards can be completed online via the HDFC Bank website..

How can I utilize the balance on my card?

Your Millennia Card can store offline balance on the card chip for metro/Bus travel/ticketing payment. Hence, the card would have distinct balances as indicated below.

Total Balance - The amount of money available on your Card for usage at POS, Ecom, ATM and Transit.

Offline/Chip Balance - The amount of money available for transit payments (metro, buses). Maximum chip balance can be Rs. 2000.

Online / Host balance – The amount available on the card excluding chip balance that can be utilised for retail purchases (POS, E-commerce & ATM)

Host balance = Total Balance – Chip Balance. How do I reload funds onto Prepaid Cards?

Online Balance: You can load money through the HDFC Bank Prepaid card portal.

Travel Wallet/Offline Balance: Visit the metro counter and request the service agent to load your travel wallet. You can load your travel wallet using Online/host balance, Debit card, Credit card, UPI and Cash.

*Check with the counter agents for the mode of payments.

Where are Prepaid Cards accepted?

The cards are widely accepted at merchant outlets, e-commerce platforms, and transit systems across India.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.