Fuel your business growth with HDFC Bank CSC Small Business MoneyBack Credit Card
07 August, 2023
Imagine a Credit Card customised to address small business owners' unique needs and challenges. A card that not only offers financial flexibility but also rewards you for your business expenses. HDFC Bank CSC Small Business MoneyBack Credit Card is a game-changer that’s designed to empower you and supercharge your business journey.
Thanks to some exceptional benefits and unparalleled convenience, the HDFC Bank CSC Small Business MoneyBack Credit Card can be the ultimate companion for all your entrepreneurial endeavours. Read on to know more.
Features of the CSC Small Business MoneyBack Credit Card
Key Features, Benefits and Bonus Reward Points
The HDFC Bank CSC Small Business MoneyBack Credit Card lets you earn generous rewards on your everyday business expenses. For every ₹150 spent on e-commerce purchases, you earn four reward points, while other retail spends gets you two reward points. These Credit Card reward points can be redeemed for flight tickets, hotel bookings, groceries, or merchandise for your business.
Additionally, you receive 1000 bonus reward points on spending ₹90,000 annually. Moreover, you receive 5X reward points on fuel purchases in your first year.
SmartBuy and PayZapp can be used by HDFC Business Credit Card holders to get the best deals/offers for their business travel, accommodation, dining, and online purchases.
The CSC Small Business MoneyBack Credit Card also allows you to earn up to 5% CashBack on online shopping, hotel, and flight bookings made through SmartBuy for your business.
Additionally, you can enjoy an activation benefit with a gift voucher of ₹250 on making a transaction within 30 days of card issuance. This is a fantastic incentive to use your card and unlock its full potential.
CashBack on business essentials
CashBack credit cards can be a great way to manage your business’s essential expenses. The HDFC Bank CSC Small Business MoneyBack Credit Card eases your burden by offering 5% CashBack on utility bills, telecom services, government payments, and taxes. This CashBack is capped at ₹250 per month, providing significant savings during the crucial initial year of your business.
Additionally, you can automate your bill payments through SmartPay and get benefits worth ₹2600. Here’s how you can automate your bill payments via SmartPay.
Easy and convenient GST and vendor payments
You can manage your finances seamlessly and unlock exclusive benefits by paying Goods and Service Tax (GST) and making payments to your vendors/distributors/dealers/suppliers via SmartHub Vyapar App (Download SmartHub Vyapar App Register on V2P Add vendor details and start making vendor payments using your CSC Small Business Moneyback credit card) and Swifti using your card. The card offers a CashBack of 5% on your GST and vendor payment in the 1st year and 4 reward points per Rs. 150 spent from the 2nd year onwards.
You can consolidate your GST and vendor payments through SmartHub Vyapar and Swifti and enjoy the benefits of convenient payments without the hassle of multiple platforms or payment methods as well as track and view all your payments in one place. Link your GST number to your Business Regalia Credit Card and avail of input tax credit.
The card also offers an interest-free credit period of up to 50 days, giving you more flexibility in managing your cash flow.
Dining discounts and fuel surcharge waiver
As a small business owner, networking over meals is a great way to build everlasting associations. With the HDFC Bank CSC Small Business MoneyBack Credit Card, you can enjoy savings while dining out. Save up to 20% on your restaurant bill payments with Swiggy-Dineout by paying via Swiggy App using your credit card. This offer can be availed at over 20,000 restaurants
Moreover, the HDFC Bank CSC Small Business MoneyBack Credit Card offers a 1% fuel surcharge waiver at all fuel stations across India. With a minimum transaction of ₹400 and a maximum transaction of ₹5000, you can enjoy a waiver of up to ₹250 per statement cycle. This saves you money and ensures convenience during your business travels.
SmartBuy rewards
When it comes to travel and shopping, the HDFC Bank CSC Small Business MoneyBack Credit Card has got you covered. You can earn 5% CashBack on your travel and shopping spending through SmartBuy.
Additional features
The HDFC Bank CSC Small Business MoneyBack Credit Card offers additional features that enhance convenience and flexibility. With zero lost card liability, you can have peace of mind knowing that you won't be held liable for any fraudulent transactions in the unfortunate event of losing your card from the time of reporting the incident. The card also offers revolving credit, allowing you to manage your expenses more effectively by paying a nominal interest rate.
The renewal fee is waived if you spend ₹25,000 in the previous year. Your HDFC Bank CSC Small Business MoneyBack Credit Card is also enabled for contactless payment. Further, with the ‘EasyEMI for SMEs’ feature, you can make bulk purchases of interior decor, furniture, electronics, ACs, and more without blocking your capital, thanks to the benefit of Easy EMIs (Equated Monthly Installments).
In conclusion
With so many fantastic Credit Card features, the HDFC Bank CSC Small Business MoneyBack Credit Card can be an excellent choice for small business owners who seek financial flexibility and peace of mind. You can simplify your finances and maximise the potential of your business. Self-employed individuals, professionals, and small business owners can benefit immensely from this credit card.
Unlock the power of financial success and apply for CSC Small business Moneyback Credit Card today!
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
