New Year, New You: Align Your Investments with SmartWealth for Your Life Objectives

30 December, 2024

Synopsis

• The New Year presents an opportunity to review and realign investment portfolios.

• Financial self-checks are essential through the SmartWealth App's comprehensive dashboard.

• Smart Jars feature helps create dedicated investment pools for specific life objectives.

• Portfolio rebalancing ensures investments stay aligned with financial objectives.
  
  

Just like how we deep clean our homes before welcoming the New Year, isn't it time to give your investment portfolio a fresh start too? As we bid farewell to another year, many of us make resolutions - from hitting the gym to learning new skills. But here's a thought: why not add 'smart investing' to your resolution list?

So, let's make this New Year different by taking control of your financial future, one smart step at a time:

Assess Where You Stand

Think of your financial portfolio as a fitness tracker. Before planning your next steps, evaluate your current position. Use the SmartWealth Dashboard for a clear snapshot of your financial health, including total investments and savings. This self-check is like stepping on a scale before starting a fitness journey—it sets the foundation for progress.

Set Dedicated Objectives with Smart Jars

Dreams without direction often remain dreams. Whether it's planning a milestone birthday celebration, buying a home, or creating a retirement corpus, the Smart Jars feature acts as your digital roadmap. Each jar is tailored to specific objective, so you can track progress and stay motivated.

Realign with Portfolio Rebalancing

Much like refreshing your priorities every New Year, your portfolio needs occasional tweaking. The Portfolio Rebalancing Tool identifies mismatches between your current investments and objectives and suggests adjustments to ensure optimal returns. Think of it as a personal coach nudging you toward your targets.

Create a Habit with Systematic Investments

Good habits create great results. Start the year by setting up SIPs (Systematic Investment Plans) via the app. Automate contributions to your Smart Jars, ensuring you invest consistently and effortlessly—even if it’s just ₹100 a month.

Build Collective Wealth with Family

Financial growth isn’t a solo journey. You can use the Family Wealth feature to view and manage your family's investments on a single dashboard. By fostering collective progress, you can support each other’s dreams while staying informed.

Stay Updated and Empowered

Understanding where your money goes shouldn’t feel like solving a riddle. The Portfolio Analytics tool breaks down your investments into digestible insights, helping you make informed decisions without jargon.

Start 2025 Smarter

This New Year don’t just set resolutions—turn them into actions. With tools like Smart Jars, Portfolio Rebalancing, and Family Wealth tracking, the HDFC Bank SmartWealth App is your trusted partner for making 2025 a financially fulfilling year.

Because a better financial future starts with the right steps today.

This New Year, give yourself the gift of smart investing with HDFC Bank SmartWealth App - because your dreams deserve more than just wishful thinking!

Disclaimer: This communication has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. HDFC Bank Limited ("HDFC Bank") does not warrant its completeness and accuracy. This information is not intended as an offer or solicitation for the purchase or sale of any financial instrument / units of Mutual Fund. Recipients of this information should rely on their own investigations and take their own professional advice. Neither HDFC Bank nor any of its employees shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. HDFC Bank and its affiliates, officers, directors, key managerial persons and employees, including persons involved in the preparation or issuance of this material may, from time to time, have investments / positions in Mutual Funds / schemes referred in the document. HDFC Bank may at any time solicit or provide commercial banking, credit or other services to the Mutual Funds / AMCs referred to herein.

Accordingly, information may be available to HDFC Bank, which is not reflected in this material, and HDFC Bank may have acted upon or used the information prior to, or immediately following its publication. HDFC Bank neither guarantees nor makes any representations or warranties, express or

implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, viability for any particular purpose or completeness of the information and views. Further, HDFC Bank disclaims all liability in relation to use of data or information used in this report which is sourced from third parties.

HDFC Bank is a AMFI-registered Mutual Fund Distributor & a Corporate Agent for Insurance products.