Financial Management for Gig Workers with SmartJars by HDFC Bank SmartWealth App
17 April, 2025
Synopsis:
The HDFC Bank SmartWealth app is great for financial planning for freelancers.
The SmartJars feature organises savings into visual, trackable targets.
Curated investments and personalised recommendations keep you aligned with each milestone.
Navigating financial planning as a freelancer can be challenging, but SmartWealth App by HDFC Bank makes it easy and achievable. SmartWealth is a comprehensive investment platform designed to manage your investments in one place. This app will provide freelancers with a clear and structured path to financial milestones.
Here’s how SmartWealth App with SmartJars feature can help with your investment journey.
Set and track financial objectives with SmartWealth
SmartWealth is designed to be a one-stop solution for all your financial needs. This app simplifies investing by providing curated options for Mutual Funds, Bonds, and Equities, all backed by HDFC Bank’s research. This platform also consolidates all your Mutual Fund investments in one view, allowing you to track your objectives holistically. With HDFC Bank SmartWealth, users can create SmartJars, allowing them to realise their dreams. SmartJars gives users personalised portfolio plans which can be modified or paused anytime.
Visualise financial milestones with SmartJars
SmartJars allows you to divide your savings into "jars," each dedicated to a specific financial purpose. SmartWealth’s intuitive interface lets you easily set up these jars, track your progress, and adjust as needed - all in one place. This SmartWealth feature makes financial management engaging and accessible, turning each purpose into a manageable and visible milestone.
SmartJars enables you to manage both short-term and long-term objectives by letting you assign funds according to priority. An emergency fund may be essential, while a travel fund can grow gradually. With SmartWealth’s reports, you can see how each jar’s progress stacks up, making it easier to adjust your contributions to stay aligned with your objectives. This functionality of SmartJars makes it possible to maintain a balanced financial plan that fits your unique needs.
SmartWealth App: The ultimate comprehensive solution for freelancers
Beyond financial management, SmartWealth App provides a consolidated view of all your Mutual Fund investments, helping you see the bigger picture. Here is all you need to do -
Understand what your financial objectives are to create a dedicated SmartJar for each one.
Use SmartWealth’s recommendations to assign specific amounts to each jar, ensuring a steady contribution plan.
Prioritise your jars by urgency and importance, such as focusing on building an emergency fund first.
Adjust contributions as you reach milestones, freeing up resources for future dreams.
The HDFC Bank SmartWealth App along with its features, equips freelancers and gigsters with a dynamic, visual approach to financial planning. By making financial objectives clear and manageable, it empowers you to stay on track and move confidently toward every milestone. Start today to build the financial future you envision.
Disclaimer: *Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
