Are you tired of shopping while constantly worrying about the prices? Do you put things back on the shelf because they might be too expensive? If so, then FlexiPay by HDFC Bank is here to make your shopping experience a lot smoother. FlexiPay is an innovative payment solution introduced by HDFC Bank to ensure that you can shop to your heart’s content. With FlexiPay, you can buy what you desire without burning a hole in your pocket every time you step out to shop!
What is FlexiPay?
FlexiPay is a payment facility provided by HDFC Bank that makes your shopping experience much more pleasant. It is a buy now, pay later facility that allows you to make purchases without paying the entire price upfront. It offers incredible convenience and a seamless user experience. When you use FlexiPay, you can go shopping without stressing about your finances and how much cash you have access to at the time. No matter what you purchase, from clothing to utilities or a vacation, FlexiPay has you covered!
What are the benefits and features of FlexiPay?
You can enjoy the following features and benefits when you opt for FlexiPay:
Zero cost for the first 15 days: A significant benefit of FlexiPay is access to funds on-the-go, but what makes it even more appealing for customers is the ability to enjoy this facility at zero cost for the first 15 days.
Avail funds: With FlexiPay, you can rely on an instant credit line that ranges from a minimum loan limit of ₹1,000 to a maximum cap of ₹20,000. Thus, one of the major pros of FlexiPay is that you can shop without worrying about running out of funds.
Zero fees: You can make the most out of FlexiPay without paying fees that burn a hole in your pocket. HDFC Bank provides FlexiPay at zero convenience costs and processing fees. You can also rest easy knowing that there are zero hidden charges on FlexiPay.
Tenure options: With FlexiPay, you can borrow funds for a time period suited to you. You can choose from tenures ranging from 15 days to 90 days. Thus, you can choose when it would be convenient for you to repay the borrowed amount.
Flexible repayment: Apart from making funds available when you need them, FlexiPay also enables you to repay the amount conveniently. You can repay the principal amount at the end of the chosen tenure with nominal monthly charges.
Eligibility: A major FlexiPay advantage is that you can enjoy it by fulfilling very basic eligibility criteria. If you are a pre-approved customer at HDFC Bank, you will be invited to enjoy FlexiPay.
How to use FlexiPay?
You can easily use FlexiPay by following the steps given below:
Select HDFC Bank FlexiPay at the check-out page of a shopping portal of your choice.
Next, enter the mobile phone number you have registered with HDFC Bank.
Choose the tenure suitable to you and enter the last 4 digits on your HDFC Bank Debit Card. Also, check the terms and conditions box.
Lastly, enter the OTP you receive on your mobile number for verification.
In just four easy steps, you will easily be able to pay using FlexiPay and purchase whatever is on your shopping list! Shopping for what you need has never been as seamless and stress-free as it is with FlexiPay. If you are ready to explore this and other features available to HDFC Bank customers, then you can apply for FlexiPay here.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.