Customised Gold Loan Plans to Suit Your Needs
16 October, 2024
Synopsis
HDFC Bank’s Gold Loan festival offer includes 20% off on processing fees, making your loan more affordable.
Enjoy attractive interest rates and quick disbursal for immediate access to funds this festive season.
The simple application process and flexible EMI options ensure a hassle-free borrowing experience to not put a stop to your celebrations.
The festival of opulence and prosperity, Diwali, is soon approaching. No better way to celebrate this auspicious occasion than to go all out with your celebrations. With exciting offers on various products and experiences, you can finally fulfil your desires. If finances are holding you back, you can count on HDFC Bank's Gold Loan Festival offers packed with a wide range of benefits. Offer Dikhega, Mann Badlega!
Why HDFC Bank's Gold Loan Offer Stands Out
This festive season, HDFC Bank adds a little extra cheer with its festival offers on Gold Loans. This limited-time offer includes Gold Loan festival discounts and benefits that make it easier for you to leverage your gold's value when you need it the most. Here are some key features that set HDFC Bank's Gold Loan apart:
20% Off on Processing Fees
Save more as you secure your loan. With a special Gold Loan festival discount on processing fees, HDFC Bank ensures you keep more of your money in your pocket.Lower Interest Rates
The festive Gold Loan offer includes reduced interest rates to let you pay less in the long run. Pledge your gold and apply to take advantage of a competitive interest rate.Quick Disbursal
You don't want to wait to rejoice in your spending during festivities. Hence, HDFC Bank processes your Gold Loan application quickly and disburses funds almost immediately.Flexible EMI Options
You can customise your repayment with HDFC Bank's Gold Loan with flexible EMI options. So, you can manage your financial obligations well after the festive celebrations with ease.Dedicated Customer Support
With the festive Gold Loan offer garnering wide attention, you might wonder if you can get through customer support. You can keep such worries at bay with the exceptional team at HDFC Bank at your behest with your queries.
How to Avail of the Festival Offer on Gold Loan by HDFC Bank
HDFC Bank's festive Gold loan offer is designed to provide you with the best value during this season. Any need, ranging from festive shopping, covering educational expenses, to funding home improvements, is easily satisfied with this unmissable offer. The loan application process is straightforward and involves the following steps:
Log in to the Xpressway portal and choose the Gold Loan option.
Provide minimal details and documents for your Gold Loan application.
Pledge your gold jewellery and get a loan with a limited wait time.
Gold Loan Repayment
You can repay the Gold Loan through convenient monthly instalments based on the interest rate and loan tenure provided. Repayment options include Term Loan, Overdraft or Bullet repayment.
You have the flexibility to either pay just the interest each month or opt for regular EMIs. Your monthly payment could be as low as ₹1,000 for every ₹1 lakh borrowed (based on an indicative interest rate of 12% per annum).
If you select the Bullet repayment option, you can repay both the interest and principal after a year.
Make this Diwali Shine with HDFC Bank's Gold Loan
This Diwali and Dhanteras, turn things around. While you buy gold, use your current gold ornaments to help you realise your other desires. Also, enjoy benefits like 20% off on processing fees, low interest rates, and quick disbursal with HDFC Bank Gold Loan. What's more, this Gold Loan comes with flexible EMI options to ease the process of repayment and let you fulfil your aspirations. So, say no waiting and celebrate in style with HDFC Bank's Gold Loan today and experience financial freedom!
*Disclaimer: T&C Apply. Credit at sole discretion of HDFC Bank.
