Cosmetic surgery is growing increasingly popular in India. More and more people across the country are opting for treatments like liposuction, bariatric surgery, face lift, breast augmentation, rhinoplasty etc, putting India among the top 10 hot spots for plastic surgery.
Cosmetic treatments were once considered an option for celebrities and the affluent. However, individuals across economic backgrounds are now willing to pay the cost to get what they want.
Most cosmetic surgery is expensive, and not covered by insurance unless it is medically recommended. So, how can you raise funds to finance your appointment with the surgeon?
The answer is a cosmetic surgery loan -- a Personal Loan that you can use to pay for your treatment.
Benefits of a Personal Loan for cosmetic surgery
- Use of funds: The good thing about a Personal Loan is that you can use the funds just as you see fit. Despite a few restrictions on the usage of the loan, banks and financial institutions are flexible on how you can use your loan. This makes it an ideal choice for something like plastic surgery.
- Time to repay: The cost of treatment could run into several lakhs. With a Personal Loan, you have the flexibility to repay the amount over a tenure of five to seven years.
- Pocket-friendly: This is perhaps the biggest advantage of taking a Personal Loan for your big-ticket expenses. You can pay it back in easy instalments starting as low as Rs 2,162 per lac. Use our Personal Loan EMI Calculator to check how much you may have to pay every month
- Quick funds: You can get a Personal Loan for your cosmetic treatment in under four hours with minimal documentation, if you are a non – HDFC Bank customer. Selected pre – approved HDFC Bank customers can get the loan within 10 seconds. The funds will be paid into your account and you can use them to settle your surgery bills.
Eligibility for a plastic surgery loan
Your eligibility for a Personal Loan will depend on many factors, including your repayment capacity, amount of loan you need, tenure of loan, your income, credit score etc
What documents do I need?
If you already are an HDFC Bank customer, you can apply online for a Personal Loan in seconds without any documentation. If you are not an existing customer, you will just need to submit a set of KYC documents such as address, ID and income proof. You can read more about the document requirements here.
The lack of immediate funds shouldn’t stop you from living your life. A Personal Loan enables you to raise funds for the important things in your life in an easy and convenient manner.
Looking to apply for a Personal Loan from HDFC Bank? Click here to get started!
* Terms & conditions apply. Personal Loan disbursal at sole discretion of HDFC Bank Ltd.
