Easy Loan Against Securities for Your Festive Needs

15 October, 2024

Synopsis

• HDFC Bank’s Xpress Loan Against Securities offers a way to fund your festive celebrations without liquidating investments.

• This loan offer lets you access funds with competitive interest rates starting at 10.75% and a low processing fee of ₹999 + tax.

• The application process is simple, requires minimal paperwork and funds are disbursed quickly.
  
  

As the festival season is upon us, the excitement of celebrations is in the air! Whether it is the dreamy dance routines in Navratri or the enchanting lights in Diwali, this is the time to embrace the festivities. Indulge, decorate, and gift without worrying about finances. But what if your investments are tied up, and you don't want to liquidate them? You can still spend freely thanks to HDFC Bank's Xpress Loan Against Securities offer that funds your festive needs while keeping your investments intact.

Offer Dikhega, Mann Badlega: Bank on Your Investments with Loan Against Securities Festival Offer

While you gear up for celebrations, consider leveraging your investments with HDFC Bank's festival offer on Loan Against Securities. This financial solution enables you to access funds based on the value of your shares, bonds, and mutual funds. It lets your portfolio continue growing while you use it as security to raise funds quickly.

With this Loan Against Securities offer, you can meet your immediate financial leads with ease with a host of benefits. Some of the key highlights include:

• Competitive Interest Rate
  Starting at just 10.75%, the interest rate on a Loan Against Securities makes it affordable for you to seek funds without the hefty borrowing cost.
  
  

• Low Processing Fee
  The Loan Against Securities festival discount also extends to the processing fee. Enjoy a flat processing fee of ₹999 + tax to keep the upfront costs manageable.
  
  

• Retain Ownership of Investments
  You can leverage your existing securities without having to sell them. This ensures your investments continue to appreciate.
  
  

• Swift Loan Disbursal
  Once approved, funds are released promptly. So, you can take advantage of the Loan Against Securities festive offer without delay.
  
  

• Minimal Paperwork
  The application process is pretty straightforward with minimal formalities and limited documentation. You are only required to submit essential documents, processed online.
  
  

• Interest Only on Amount Used
  You can use the funds from Loan Against Securities for any personal purpose. To add to this convenience, the interest is charged only on the amount used and not the entire capital.
  
  

• EMI Offers to Ease Repayment
  The EMI offers on Loan Against Securities give you the flexibility to choose the EMI schedule that fits your budget and preference for a hassle-free experience.
  
  

• Diverse Securities Approved
  A range of securities including Equity Shares, Mutual Funds, Life Insurance Policies, National Savings certificates (NSC), Kisan Vikas Patra (KVP) and Bonds are approved under the loan.
  
  

• Current Account Facilities
  A current account is created when you opt for the Loan Against Securities offer. You can use the overdraft limit and other facilities that come with this account for various spending needs.

Embrace the Financial Freedom that Loan Against Securities Offers

With HDFC Bank's festival offer on Loan Against Securities, you can significantly enhance your festive experience with not just funds but also peace of mind. You can have stress-free celebrations with finances taken care of through your investments. Knowing that you have the financial resources to fulfil your festive plans is another confidence booster. Also, continuing to hold your investment while leveraging their potential is a great way to get a dual benefit from them.

Make this Festive Season Unforgettable with HDFC Bank's Loan Against Securities

With HDFC Bank's Loan Against Securities festival offer, you can conveniently and economically manage your festive expenses without compromising your financial goals. Say hi to celebrations and splurging on this auspicious occasion and fulfil your wishes. Get a Loan Against Securities from HDFC Bank and create beautiful memories this festive season!

​​​​​​​*Disclaimer: T&C Apply. Offer is applicable for Digital Loan Against Shares, Mutual Funds & Digital Life