A Home Loan for your dream home!

23 October, 2023

​​​​​​The festive season is full of occasions to celebrate life and create memories with loved ones. It is also an excellent opportunity to fulfil long-held goals and reach significant milestones. One such monumental event is purchasing a home of your own, one that provides security and comfort. While buying a home is a substantial investment, a Home Loan can significantly reduce the associated financial burden. Here’s how opting for a Home Loan during the festive season can help you buy a house that suits your and your loved ones’ needs. Avail of exciting Home Loan offers this Diwali and Navratri season.

What are the benefits of buying a home in the festive season?

The festive season is a good time to take on new endeavours, and buying a home of your own is no different. Here are the festive offers and advantages that will take you closer to buying the home of your dreams:

• Lender offers
  
  Banks and financial institutions are well aware of how most people consider the festive season a good time to invest in property. Keeping this in mind, they usually put out interesting offers that potential homeowners like you will find appealing. Usually, lenders tend to lower their Home Loan interest rates. The lowered interest rates can greatly reduce the EMI amount due each month and the total interest payable. However, an offer like this might be limited to only the initial few days of the festive season. Once that window passes, lenders revert to their interest rates to the usual. Thus, if you are looking for Home Loan options with better terms, the festive season is your time to shine.
  
  

• Builder offers
  
  A significant portion of the Indian real estate market comprises residential properties. Most builders tend to present offers during the festive season to ensure that the demand for such properties stays in line with the supply. For instance, they might introduce cut-price deals to attract potential home buyers like you. A cut-price deal is when the property's cost is reduced to entice buyers. Thus, you should look for such deals during the festive season.
  
  You can even check out residential complexes you are interested in. More often than not, you will find an exciting offer on flats during the festive season. If you are lucky, you might get additional freebies like free parking, gold coins, or a vehicle. In addition to these offers, a Home Loan will only help you save more money and make buying your dream home much easier.
  
  

• Fee waiver
  
  If you are applying for a Home Loan, you should know that there are charges and fees associated with the same. However, you can make the most of the festive season and save money here. Usually, lenders offer to reduce or waive processing fees, GST charges, stamp duty, etc. While this might not seem like much on the face of it, it does add up. Combined with the lowered interest rates and deals the builder offers, the fee concessions help you save a substantial sum. And all of this is possible because you chose to opt for a Home Loan during the festive season.
  
  Now you know how opting for a Home Loan during the festive season in India can prove to be advantageous. If you are on the hunt for a Home Loan, HDFC Bank has you covered. You can avail of a high-value amount to purchase, build, repair, and renovate your house. The HDFC Bank Home Loan is offered at attractive interest rates with easy EMI and balance transfer options.
  
  

Make most of HDFC Bank’s Home Loan festival offers

With HDFC Bank, you can get an offer for a Home Loan quickly with our Xpress Home Loans. Our Xpress Loans come with a completely digital process, from application to disbursal. Here are the HDFC Bank Home Loan benefits:

• Attractive interest rates: Enjoy attractive Home Loan rates starting from 8.35% per annum*.
  
  

• Discount on processing fee: This festive season you can enjoy a 50% discount on Home Loan processing fees.
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• End-to-end digital process: You can get a Home Loan approval in four easy steps.
  
  

• Versatile usage: You can get a Home Loan to purchase flats, row houses or build a home from scratch.
  
  

• Easy documentation: Save time and effort with minimal documents required for your Home Loan application process.
  
  

• Tailor-made Loans: Enjoy customised repayment plans that align with your financial upkeep.
  
  

• 24x7 assistance: No matter your banking query, we are here to assist you round the clock. You can connect with us via chat, WhatsApp, email or call.
  
  

In order to learn about choosing the tenure of home loan which can suit you, click here

Click here to apply for the HDFC Bank Home Loan to move into your own home this festive season!


​​​​​​​​​​​​​​*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Home Loan at the sole discretion of HDFC Bank Limited. Loan disbursal is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.