19 October, 2023
The festive season is upon us, and it commences with Navratri followed by Diwali, a celebration of the triumph of good over evil. Let this Navratri and Diwali be the occasion for you to celebrate to the fullest by taking care of yourself and spoiling loved ones. However, if you are worried about putting a burden on your finances, then a Personal Loan would be of great help. You can make the most of the festive season through the amazing Navratri and Diwali Personal Loan offers.
Make most of the Personal Loan offers this festival
This festive season, apply for an Xpress Personal Loan at HDFC Bank and get money in 10 seconds* without any documents. Here is why opting for a Personal Loan and the associated offers is an excellent way to celebrate this Navratri:
Flexibility of usage
The primary advantage of a Personal Loan is that there is no restriction on how you can use it. Thus, when you opt for a Personal Loan in India, you can use it to make large purchases, fund a holiday, buy gifts, etc. This feature is especially useful during the festive season when you need funds for myriad reasons. Whether you want to purchase designer outfits or plan a family trip, a Personal Loan has your Navratri wishes covered.Loan amount
Usually, Personal Loan allows you to avail of high-value amounts to meet your expenses. You can choose from an array of loan amounts as per your needs and repayment capacity. However, a bonus of opting for a Personal Loan during the festive season is that you can enjoy the offers available. One such perk is an increase in the amount offered via the loan. Thus, you can ensure that you have the money needed to celebrate Navratri in a grand manner. You can get a loan of up to ₹40 lakh with HDFC Bank’s Xpress Personal Loans.Reasonable interest rates
Personal Loan interest rates tend to be reasonably set, allowing more people to access and easily repay the borrowed amount. However, the festive season brings in added perks. If you opt for a Personal Loan during Navratri, you could avail of discounts and offers that provide the loan amount at lower interest rates. These concessions go a long way in helping you save on your monthly income. However, these discounts are usually available for a short time, so be on the lookout for the same. You can enjoy attractive interest rates starting from 10.50% p.a.* with Xpress Personal Loans.No collateral
Another perk of applying for a Personal Loan is that you do not have to provide any collateral. Thus, you are not required to pledge any asset as security and can still procure funds. This feature comes in handy during the festive season when you might not have the time or liberty to provide security. With a Personal Loan, you can obtain the funds needed to brighten your Navratri celebrations without worrying about arranging for collateral.Simple application process
Applying for a Personal Loan is straightforward and simple. You only have to ensure that you fulfil the basic eligibility criteria and have the minimal documentation required. Since a Personal Loan requires no collateral, your loan application will be processed fairly quickly. Thus, during the hustle of the festive season, you have to spend very little time applying for a Personal Loan. With a few simple steps, your application will be submitted, and funds will be disbursed rapidly.Pre-approved offers
You may be eligible for pre-approved Personal Loans where the bank may approve a certain specific loan amount based on your track record. All you have to do is select the required amount and apply for the loan. Typically, the bank may also provide options to apply for a loan amount greater than the pre-approved amount. Once your loan application is accepted, the money will be disbursed to your account almost instantly.Top-up loans
Festivities can lead to more unpredictable expenses. Whenever you need that little extra cash, you can consider a Top-up Loan. Pre-approved customers who have already avail of an HDFC Bank Personal Loan are eligible to apply for a Top-up Personal Loan at favourable terms.
Make your festive season more festive with HDFC Bank’s Xpress Personal Loans
If you wish to make this festival season one to remember, you cannot go wrong with HDFC Bank Personal Loan, this Festive Treat season. With HDFC Bank Personal Loan offers during Navratri and Diwali, you can avail of high-value amounts without providing any collateral and avail of attractive interest rates with easy repayment options and flexible tenure. HDFC Bank’s Xpress Way is a secure, smart and fully digital quick service platform with which you can avail yourself of Personal Loans and other banking services with just 3 simple steps.
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*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Personal Loan at the sole discretion of HDFC Bank Limited. Loan disbursal is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.