Maximise Your Farm's Potential with the Kisan Gold Card: Loan for Crop Production

23 October, 2024

Synopsis

• This festive season, HDFC Bank brings you special offers on the Kisan Gold Card to help you maximise your farm’s potential with essential loans.

• You can get up to ₹3 lakh credit, interest rate subsidies, insurance coverage and more to minimise the financial strain and upgrade your farm’s operations.

• Additional benefits include quick approval, minimal documentation and access to RuPay Debit Card services for a swift and hassle-free experience.
  
  

Festive seasons are a time of new beginnings, and as a farmer, it presents an opportunity to prepare for a prosperous harvest. This festive season, HDFC Bank brings the Kisan Gold Card. It is a powerful financial solution that can help you maximise your farm's productivity and growth. With exclusive offers, this Kisan Gold Card scheme provides loans for all kinds of needs you may have in regard to your farm’s development and productivity. You can have the resources to invest in your farm during this special time of the year. Read on to discover what this card has to offer in detail.

Purposes Fulfilled with Kisan Gold Credit Card Loan

You can access the funds through the Kisan Gold Credit Card Loan and put it to use for the following purposes to maximise your farm's potential:

• Loan for Crop Production
  With a credit limit of ₹3 lakh and a credit period extending up to 12 months, the Kisan Gold Card offers a loan primarily for crop production. You can purchase seeds, fertilisers, and irrigation equipment when needed.
  
  

• Farm Development and Maintenance
  Beyond crop production, this Credit Card scheme supports farm development and maintenance activities. Be it upgrading machinery, expanding storage facilities or enhancing your farm's infrastructure, you can do it all with attractive festive loan terms.
  
  

• Diverse Agricultural Support
  You also get support for your other agricultural needs, including dairy, horticulture, and livestock farming. Such flexibility means that you can use the loan benefits to upgrade your operations and enhance productivity regardless of your farming focus.
  

Government Scheme Benefits with the Kisan Gold Card

One of the most significant advantages of the Kisan Gold Card scheme is its alignment with government schemes that support farmers. HDFC Bank integrates these benefits to ensure you receive maximum value:

• Interest Rate Subsidies
  You get special interest rate subsidies under the Kisan Gold scheme if you have a good credit score. This significantly reduces the cost of borrowing. With this festive offer, you can be in your fields without the financial strain and truly take in the festive spirit.
  
  

• Insurance Coverage
  The Kisan Gold Card also comes with insurance coverage options under the National Crop Insurance scheme. This coverage safeguards you against crop loss and other uncertainties. You also get a personal accident cover of up to ₹2 lakh if you are aged below 70 years.
  
  

• Fast and Easy Credit Access
  You can have timely access to funds with quick approvals. HDFC Bank's streamlined process ensures you won't miss any critical farming activities during this important time. Your credit score, land holdings, crop pattern, and income are checked to assess eligibility and disburse funds.
  

Festive Perks of the Kisan Gold Card Scheme

This Dussehra and Diwali, the Kisan Gold Card comes packed with additional benefits to make the farming experience easier and more rewarding:

• Free RuPay Debit Card accepted across India for a smooth and hassle-free transaction.

• Access to a vast network of HDFC Bank branches and ATMs for using banking services, especially in rural areas.

• Minimal documentation, including the application form, KYC, copy of land records, copy of government land rate and latest bank statement.
  

Invest in Your Farm's Harvest with HDFC Bank's Kisan Gold Card

With the invaluable benefits of the Kisan Gold Card scheme, you can enhance your farm's outcome this season. Its loan for crop production and farm development, along with added benefits like interest subsidies, insurance coverage, and RuPay Debit Card make your agricultural journey smooth. Take advantage of the perks of the Kisan Gold Card from HDFC Bank today to achieve a bountiful harvest and secure your farm's future!

*Disclaimer: T&C apply. Credit at sole discretion of HDFC Bank