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Revision of Fees and Charges in Government Savings Account Variants (Effective 1st Dec'24)

Revision of Fees and Charges in Government Savings Account Variants (Effective 1st Dec'24)

Applicable for all Government Savings Account Variants

Sl. No.

Charges Type

Present Charges

Revised Charges effective 1st December 2024

1

Manager Cheque / Demand Draft issuance - At self Bank / non-bank locations

At HDFC Bank locations
0-100000 - Free
Above 100000, ₹3 per 1000 on entire amount min ₹75/- & max ₹10,000


DD request through Net banking -Free + corr. bank charges if applicable


Third party DD* upto ₹ 1 Lakhs - Free + corr. bank charges if applicable

*Third Party Registration required (custome₹ registered for third party transfe₹ have a maximum limit of 10 lakh per customer id and hence can issue multiple DDs of 1 lakh up to 10 lakh and send it to the beneficiary address).


At Non-Bank locations
₹ 50 + charges as outlined below:
>= ₹ 500 - ₹10
> ₹ 500 <= ₹ 1000 - ₹15
> ₹ 1000 <= ₹ 5000 - ₹25
> ₹ 5000 <= ₹ 10,000 - ₹30
> ₹ 10000 - ₹ 5 per 1000 or part thereof
(min ₹ 75/- to max ₹ 10,000/-)

At HDFC Bank locations
0-100000 - Free
Above 100000, ₹5 per 1000 on entire amount min ₹75/- & max ₹10,000


DD request through Net banking -Free + corr. bank charges if applicable


Third party DD* upto ₹ 1 Lakhs - Free + corr. bank charges if applicable

*Third Party Registration required (custome₹ registered for third party transfe₹ have a maximum limit of 10 lakh per customer id and hence can issue multiple DDs of 1 lakh up to 10 lakh and send it to the beneficiary address).


At Non-Bank locations
₹ 50 + charges as outlined below:
>= ₹ 500 - ₹10
> ₹ 500 <= ₹ 1000 - ₹15
> ₹ 1000 <= ₹ 5000 - ₹25
> ₹ 5000 <= ₹ 10,000 - ₹30
> ₹ 10000 - ₹ 5 per 1000 or part thereof (min ₹ 75/- to max ₹ 10,000/-)

2

Manager cheque/demand drafts – Cancellation / revalidation

Free

₹ 45

3

Collection of outstation cheques - our bank / Other locations

Free

Local Clearing Zone - Free


Charges for cheques drawn on non HDFC Bank Branch locations:

a) Upto ₹ 5,000 ₹ 25/-, ₹ 20/- for rural branches

b) ₹ 5,001/- to ₹ 10,000/- ₹ 50/-, ₹ 40/- for rural branches

c) ₹ 10,001/- to ₹ 1,00,000/- ₹ 100/-

d) ₹ 1,00,001/- and above ₹ 150/-


4

Signature Attestation

Free

₹ 100

5

Old records/copy of paid cheques

Upto 1 Year - ₹ 50 per record

Above 1 Year - ₹ 100 per record

₹ 80

6

Interest Certificate

₹ 50

Free

7

Balance Certificate

Current year - Free, Previous year - ₹ 50

Free

8

Address Confirmation

₹ 50 per instance

Free

9

Cheque return charges drawn on us

Due to insufficient funds

Return in a month

All return - ₹ 100

Financial Reason

1st return - ₹450

2nd return - ₹500

3rd onwards - ₹550

Non-Financial Reason

₹ 50

10

Standing Instruction Reject

₹ 200/- per instance

1st return: ₹ 200 per instance

2nd return onward - ₹2 50 per instance

11

Cheques deposited returned unpaid

₹ 100/- per instance

₹ 200 per instance

12

Stop Payment Charges

Particular cheque - ₹ 50/- (Free through PhoneBanking)

Range of cheques - ₹ 100/- (Free through PhoneBanking)

Particular cheque - ₹100

Range of cheque - ₹200

13

TIN Regeneration

Rs. 40/- per Instance

Being discontinued

Revision of Fees and Charges in Pension Savings Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Pension Savings Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Pension Savings Account Variant (Effective 1st Dec'24)

Sl. No.

Common Charges

Present Charges

Revised Charges effective 1st December 2024

1

Phone Banking - Non IVR

15/-

Free

Revision of Fees and Charges in Beneficiary Savings Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Beneficiary Savings Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Beneficiary Savings Account Variant (Effective 1st Dec'24)

Sl. No.

Common Charges

Present Charges

Revised Charges effective 1st December 2024

1

Cheque Book issuance

Free - 25 cheque leaves per year

Additional chequebook of 25 leaves will be charged @ ₹ 75/- per chequebook

1 Cheque book of 25 Leaves Yearly - Free

Additional chequebook of 25 Leaves - ₹100

2

IPIN re-generation

100 /- per instance

40/-, Senior Citizen - ₹ 36/- per instance
(physical dispatch)

3

Manager cheque/demand drafts – Cancellation / revalidation

100
(Nil charges for Manager cheque/demand drafts - Cancellation/revalidation up to ₹ 1000/-)
(w.e.f 1st Jan 2016)

45 (Senior citizen - ₹40)

4

Signature Attestation

Free

100

5

Old records/copy of paid cheques

Upto 1 Year - ₹ 50 per record
Above 1 Year - ₹ 100 per record

80 (Senior citizen - ₹72)

6

Interest Certificate

50

Free

7

Balance Certificate

Current year - Free, Previous year - ₹ 50

Free

8

Address Confirmation

50 per instance

Free

9

Cheque return charges drawn on us

Due to insufficient funds
Return in a month
All return - ₹ 200 (Sr Citizen - ₹ 80)

Financial Reason
1st return - ₹450 (Senior Citizen - ₹400)
2nd return - ₹500 (Senior Citizen - ₹450)
3rd onwards - ₹550 (Senior Citizen - ₹500)
Non-Financial Reason
​​​​​​​₹50 (Senior Citizen ₹45)

10

TIN Regeneration

Rs. 40/- per Instance

Being discontinued

Revision of Fees and Charges in Government Current Account Variants (Effective 1st Dec'24)

Revision of Fees and Charges in Government Current Account Variants (Effective 1st Dec'24)

Revision of Fees and Charges in Government Current Account Variants (Effective 1st Dec'24)

Sl. No.

Charge Type

Present Charges

Revised Charges effective 1st December 2024

1

Combined Cash Deposit at Home & Non home Location

Home: Free upto ₹ 50 lac per month or 50 transaction, whichever is lower; Deposits in excess will be charged at ₹ 4/- per ₹1000/-; minimum of ₹50/- per transactions

Non Home: Charges at ₹3.5/- per ₹1000/-; minimum of ₹50/- per transactions

Home: Free upto ₹ 50 lac per month or 50 transaction, whichever is lower; Deposits in excess will be charged at ₹ 3.50/- per ₹ 1000/-; minimum of ₹ 50/- per transactions

Non Home: Charges at ₹ 3.5/- per ₹1000/-; minimum of ₹ 50/- per transactions

2

Bulk Transaction
(Includes count of all Cheque clearing and Fund Transfer transactions)

Total Transaction
(Includes count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions)

Free transaction: 300 per month - All transactions (clearing and Fund transfer),

beyond which charges @ ₹ 10/- per transaction

Free transaction: 300 per month - All transactions (clearing and Fund transfer),

beyond which charges @ ₹ 30/- per transaction

3

Cheque book issuance charges

Free 500 cheque leaves per month. Charges ₹ 2/- per leaf beyond 500 leaves

Free 500 cheque leaves per month. Charges ₹ 3/- per leaf beyond 500 leaves

4

Cheque Status

25

Free

5

Interest Certificate

50

100

6

Old records/copy of paid cheques

Upto 1 year: ₹ 50
Above 1 year: ₹ 100

80

7

Manager Cheque/Demand Draft cancellation / Revalidation

100

50 per instance

8

IPIN Regeneration

100

40

9

Balance Confirmation Certificate

50

100

10

Address Confirmation

100

Free

11

Standing Instructions - Set up and Rejection

(Monthly Charges)

Setup charges - Nil
Rejection - Upto 3 returns - ₹ 350/- per instance; 4th return onward ₹ 750/- per instance

Nil Set up charges. Rejection: Up to 3 returns ₹ 250

per instance

4th return onward ₹ 750 per instance

12

Cheque Return Charges (Inward) due to Technical Reasons – at customer end

Free

50 per instrument

13

Cheque deposited-returned unpaid

Local Cheque: ₹ 100 per instrument and Outstation Cheque: ₹ 150 per instrument

Free Up to 3 returns per month (Plus)

200 per instrument

14

Outstation Cheque collection - Correspondent Bank Location

Per Instrument charges:
Up to Rs.35,000 - Rs.50,
Above Rs.35,000 and up to Rs.1 lac - Rs.100,
Above Rs.1 lac - Rs.150

Being discontinued

15

Outstation Cheque collection - Clean Location

Per Instrument charges:
Upto Rs.25,000 - Rs.50/-
Above Rs.25,001 and up to Rs.1,00,000 - Rs.100/-
​​​​​​​Above Rs.1,00,000 - Rs.150/-

Being discontinued

16

TIN Regeneration

Rs 100

Being discontinued

Revision of Fees and Charges in Saksham Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Saksham Account Variant (Effective 1st Dec'24)

Revision of Fees and Charges in Saksham Account Variant (Effective 1st Dec'24)

Sl. No.

Charge Type

Present Charges

Revised Charges effective 1st December 2024

1

Combined Cash Deposit at Home & Non home Location

Home: Free upto ₹50 lacs per month or 50 transactions
(whichever is breached fi₹t)
Charges @ ₹3/-per ₹ 1,000/- minimum ₹50/- per txn beyond free limits
Non Home: No free limit
Charges @ ₹3.5/- per ₹1,000/-, minimum ₹ 50/- per txn

Home: Free upto ₹50 lacs per month or 50 transactions
(whichever is breached fi₹t)
Charges @ ₹3.50/-per ₹ 1,000/- minimum ₹50/- per txn beyond free limitsNon Home: No free limit
Charges @ ₹3.5/- per ₹1,000/-, minimum ₹ 50/- per txn

2

Bulk Transaction
(Includes count of all Cheque clearing and Fund Transfer transactions)


Total Transaction
(Includes count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions)

Free upto 300 txns
Charges @ ₹ 10 per transaction beyond free limits

Free upto 300 txns
30 per tnx

3

Cheque book issuance charges

Free upto 500 cheque leaves per month
Charges @ ₹2/- per leaf beyond free limits

3 per leaf

4

Balance Inquiry

25

Free

5

Cheque Status

25

Free

6

One time Mandate Authorisation Charges (Physical / Online)

100 per mandate

40 per mandate

7

Interest Certificate

50

100

8

Old records/copy of paid cheques

Upto 1 year: ₹ 50
Above 1 year: ₹ 100

80

9

Manager Cheque/Demand Draft cancellation / Revalidation

100

50

10

IPIN Regeneration

100

40

11

Balance Confirmation Certificate

50

100

12

Address Confirmation

100

Free

13

Standing Instructions - Set up and Rejection
(Monthly Charges)

Setup charges - Nil
Rejection - Upto 3 returns - ₹ 350/- per instance; 4th return onward ₹ 750/- per instance

Nil Set up charges. Rejection: Up to 3 returns ₹250

per instance
4th return onward ₹750 per instance

14

Cheque Return Charges (Inward) due to Technical Reasons – at customer end

No Charge

50 per instrument

15

Cheque deposited-returned unpaid

Local Cheque: ₹ 100 per instrument and Outstation Cheque: ₹ 150 per instrument

Free Up to 3 returns per month (Plus)
200 per instrument

16

Outstation Cheque collection - HDFC bank location

Free

Being discontinued

17

Outstation Cheque collection - Correspondent Bank Location

(per instrument charges)
Upto Rs. 25,000 - Rs. 50/-

Rs. 25,001 to Rs. 1,00,000- Rs. 100/-
​​​​​​​Above Rs. 1,00,000 - Rs. 150/

Being discontinued

18

TIN Regeneration

Rs 50

Being discontinued