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Revision in Current Account Fees and Service Charges 2024

Revision in Current Account Fees and Service Charges 2024

Demand Drafts (DD) / Pay Orders

Demand Drafts (DD) / Pay Orders (PO) Charges on Issuance at Bank Location, effective 1st December’24

Sr. No 

Current Account variant 

Present Charges 

Revised Charges effective 1st December’24​​​​​​​

1 

Ascent Current Account 

Free 50 DD/PO for every 1 Lac of AMB maintained. (Upper Cap 1000). 

Charges Rs 25/- per instrument beyond free limit 

Free 50 DD/PO for every 1 Lac of AMB maintained. (Upper Cap 1000). 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

2 

Activ Current Account 

Free 30 DD/PO for every 1 Lac of AMB maintained. (Upper Cap 1000). 

Charges Rs 50/- per instrument beyond free limit 

Free 30 DD/PO for every 1 Lac of AMB maintained. (Upper Cap 1000). 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

3 

Plus Current Account 

Free 50 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 50 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

4 

Premium Current Account 

Up to Rs 50,000 - Rs 40, Above Rs 50,000 and up to Rs 1,00,000 - Rs 50, Above Rs 1 lac – Free 

Nil free limit 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

5 

Regular Current Account 

Up to Rs 50,000 - Rs 40, Above Rs 50,000 and up to Rs 1,00,000 - Rs 25, Above Rs 1 lac – Free 

Nil free limit 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

6 

E-Commerce Current Account 

Free 50 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 50 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

7 

Professional Current Account 

Free 30 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 30 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

8 

Agri Current Account 

Up to Rs 50,000 - Rs 25, 

Above Rs 50,000 – Free 

Nil free limit 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

9 

Trade Current Account 

Free 30 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 30 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

10 

Flexi Current Account 

Free 40 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 40 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

11 

Current Account for Hospitals / Nursing Homes 

Free 30 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 30 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

12 

Merchant Advantage Current Account 

Up to Rs 50,000 - Rs 40, Above Rs 50,000 and up to Rs 1,00,000 - Rs 25, Above Rs 1 lac – Free 

Nil free limit 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

13 

Merchant Advantage Plus Current Account 

Free 50 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 50 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

14 

Ezee Current Account 

Free 20 DD/PO per month. 

Charges Rs 25/- per instrument beyond free limit 

Free 20 DD/PO per month. 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

15 

Supreme Current Account 

Free 30 DD/PO per month. 


Charges Rs 25/- per instrument beyond free limit 

Free 30 DDs/POs per month. 


Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

16 

Overdraft against Fixed deposit Current Account 

Up to Rs 50,000 - Rs 40, Above Rs 50,000 and up to Rs 1,00,000 - Rs 25, Above Rs 1 lac – Free 

Nil free limit 

Charges Rs 1/- per Rs 1000/-, Min Rs 50/- and Max Rs 3000/- per instrument beyond free limit 

Please Note: For Max Advantage Current Account, Apex Current Account, Ultima Current Account and Max Current Account - Demand Drafts (DD)/ Pay Orders (PO) issuance at Bank Location will continue to remain Free. 


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Revision in Current Account Fees and Service Charges 2023

Revision in Current Account Fees and Service Charges 2023

Introduction of Cash deposit charges on deposit of Low Denomination Notes and Coins effective 1st October’2023

Sr. No.

Low denomination type

Free limit and charges 

1

Cash deposit in low denomination notes (i.e. Rs 50 and below) 

Free up to Rs 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes 

2

Cash deposit in coins 

Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins 

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Other charges

Sr. No.

Charge type 

Old Charge 

Revised Charge effective 1st October’2023

1

Bulk Transaction 

Rs 10/- per transaction 

Rs 30/- per transaction 

2

Total Transaction 

Rs 25/- per transaction 

Rs 45/- per transaction 
3Cheque issuance Rs 2/- per leaf Rs 3/- per leaf 


Sr. No.

Charge type 

Old Charge 

Revised Charge effective 1st September’2023

1

Balance inquiry 

Rs 30/- per instance  

Free 

2

Cheque Status 

Rs 25/- per instance 

Free 
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Revision in Current Account Fees and Service Charges 2022

Revision in Current Account Fees and Service Charges 2022

Cash Deposit Charges

Sr. No.

Current Account Variant

Present charges

Revised Charges effective 01st November 2022 

1

Max Advantage Current Account

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 75 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transaction beyond free limits Combined

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 75 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transaction beyond free limits

2

Ascent Current Account

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 10 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 10 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits

3

Activ Current Account

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 10 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 10 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits

4

Plus Current Account

Cash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

Cash Deposit Limit @ Non-Home Location Monthly Limit - Free upto 2 lac or 5 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limits

Combined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 12 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

5Premium Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 3 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 3 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
6Regular Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 2 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 2 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

7

E-Commerce Current Account

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free upto Higher of ₹ 3 lacs & 6 times the curent month AMB OR 40 transaction whichever is breached first (subject to maximum ₹ 100 lacs); Charges @ ₹ 3/-per ₹ 1,000/- minimum ₹ 50/- per transaction beyond free limits

Combined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free upto Higher of ₹ 3 lacs & 6 times the curent month AMB OR 40 transaction whichever is breached first (subject to maximum ₹ 100 lacs); Charges @ ₹ 3.5/-per ₹ 1,000/- minimum ₹ 50/- per transaction beyond free limits

8

Professional Current Account

Cash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction

Combined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 10 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits

9Agri Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 10 lacs per month or 25 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
10Trade Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 5 lacs per month or 40 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 5 lacs per month or 40 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
11Flexi Current AccountCash Deposit Limit @ Home Location, Free upto 10 times the current month AMB or 50 transactions whichever is lower. Deposit in excess of 10 times the current month AMB or 50 transactions will be charged @ ₹ 3 per 1000; minimum of ₹ 50/- per transaction
Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto 10 times the current month AMB or 50 transactions whichever is lower. Deposit in excess of 10 times the current month AMB or 50 transactions will be charged @ ₹ 3.5 per 1000; minimum of ₹ 50/- per transaction
12Current Account for Hospitals / Nursing HomesCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - No free limit; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 10 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
13Merchant Advantage Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 25 transactions whichever is lower,deposit in excess of 4 times POS value or 50 transactions will be charged @ ₹ 3/- per ₹ 1,000, minimum ₹ 50/- per transaction.		Cash Deposit Limit @ Non-Home Location Monthly Limit - Maximum of ₹ 50,000/- per day, charges @ ₹ 3.5 per 1000, min ₹ 50 per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 25 transactions whichever is lower,deposit in excess of 4 times POS value or 25 transactions will be charged @ ₹ 3.5/- per Rs 1,000, minimum ₹ 50/- per transaction.
14Merchant Advantage Plus Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 50 transactions whichever is lower,deposit in excess of 4 times POS value or 50 transactions will be charged @ ₹ 3/- per ₹ 1,000, minimum ₹ 50/- per transaction		Cash Deposit Limit @ Non-Home Location Monthly Limit - Maximum ₹ 1,00,000/- per day. Charges @ ₹ 3.50/- per ₹ 1,000, min ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 50 transactions whichever is lower, deposit in excess of 4 times POS value or 50 transactions will be charged @ ₹ 3.5/- per ₹ 1,000, minimum ₹ 50/- per transaction
15Apex Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Higher of ₹ 120 Lacs per month or 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of ₹ 500Lacs); beyond free limit, charges at ₹ 3 per ₹ 1000; minimum of ₹ 50/-. per transaction		Cash Deposit Limit @ Non-Home Location Monthly Limit - Free upto ₹ 30 Lacs per month or 25 transactions, whichever is breached first; beyond free limit charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Higher of ₹ 150 Lacs per month or 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of ₹ 500Lacs); beyond free limit, charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50/-. per transaction
16Ultima Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Higher of ₹ 200 lacs and 8 times the previous month AMB or 100 transactions (whichever is breached first); beyond free limit, charges at ₹ 3 per ₹ 1000; minimum of ₹ 50/-. per transaction		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 50 lacs or 25 transactions (whichever is breached first); beyond free limit charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50/- per transactionCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Higher of ₹ 250 lacs and 8 times the previous month AMB or 100 transactions (whichever is breached first); beyond free limit, charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50/-. per transaction
17Max Current AccountCombined free limit for cash deposit across all HDFC Bank Branches which will be higher of ₹ 60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (subject to a maximum monthly free limit of ₹ 200 Lacs.), beyond free limit charges at ₹ 3 per ₹ 1000; minimum of ₹ 50 per transactionCombined free limit for cash deposit across all HDFC Bank Branches which will be higher of ₹ 60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (subject to a maximum monthly free limit of ₹ 200 Lacs.), beyond free limit charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50 per transaction

For customers who are part of  Preferred / Imperia program

Sr.

No.

Charge typePresent chargesRevised Charges effective 01st November 2022 
1Max Advantage Current AccountCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 75 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 75 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits
2Ascent Current AccountCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits
3Activ Current AccountCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free 12 times Current Month AMB (Upper Cap – ₹ 50 crores); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum of ₹ 50/- per transactions beyond free limits
4Plus Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 13 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
5Premium Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 3 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 6 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
6Regular Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 2 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 5 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
7E-Commerce Current AccountCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free upto Higher of ₹ 3 lacs & 6 times the curent month AMB OR 40 transactions which ever is breached first (subject to maximum ₹ 100 lacs); Charges @ ₹ 3/-per ₹ 1,000/- minimum ₹ 50/- per txn beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch - Monthly limit - Free upto Higher of ₹ 3 lacs & 6 times the curent month AMB OR 40 transactions which ever is breached first (subject to maximum ₹ 100 lacs); Charges @ ₹ 3.5/-per ₹ 1,000/- minimum ₹ 50/- per txn beyond free limits
8Professional Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 13 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
9Agri Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹ 3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 13 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
10Trade Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 5 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 8 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
11Flexi Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free upto 10 times Current Month AMB or 50 transactions whichever is breached first; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto 12 times Current Month AMB or 50 transactions whichever is breached first; ; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
12Current Account for Hospitals / Nursing HomesCash Deposit Limit @ Home Location 
Monthly Limit - Free upto ₹ 10 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free upto ₹ 13 lacs per month or 8 times AMB of previous month whichever is breached first subject to maximum of 50 transactions; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
13Merchant Advantage Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free 4 times Current month POS transaction value per month or 50 transactions whichever is breached first; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free 6 times Current month POS transaction value per month or 50 transactions whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
14Merchant Advantage Plus Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Free 4 times Current month POS transaction value per month or 50 transactions whichever is breached first; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  3 lacs or 5 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Free 6 times Current month POS transaction value per month or 50 transactions whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
15Apex Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Higher of ₹ 120 Lacs per month & 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of ₹ 500Lacs); Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  30 Lacs per month or 25 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Higher of ₹ 150 Lacs per month & 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of ₹ 500Lacs); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
16Ultima Current AccountCash Deposit Limit @ Home Location 
Monthly Limit - Higher of ₹ 200 Lacs per month & 8 times the previous month AMB or 100 transactions, whichever is breached first; Charges @ ₹ 3/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits		Cash Deposit Limit @ Non-Home Location Monthly Limit - ₹  50 Lacs per month or 25 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- transaction beyond free limitsCombined Cash Deposit Limit @ any HDFC Bank Branch Monthly Limit - Higher of ₹ 250 Lacs per month & 8 times the previous month AMB or 100 transactions, whichever is breached first; Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits
17Max Current AccountCombined free limit for cash deposit across all HDFC Bank Branches which will be higher of ₹ 60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (subject to a maximum monthly free limit of ₹ 200 Lacs.), beyond free limit charges at ₹ 3 per ₹ 1000; minimum of ₹ 50 per transactionCombined free limit for cash deposit across all HDFC Bank Branches which will be higher of ₹ 60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (subject to a maximum monthly free limit of ₹ 200 Lacs.), beyond free limit charges at ₹ 3.5 per ₹ 1000; minimum of ₹ 50 per transaction


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Common Charges

Sr. No.

Common Charges - 
Applicable for All Current Account variants

Present charges

Revised charges effective 01st October 2022

1

Address Confirmation

₹ 100/- per instance

Free

2

Re-generation of Phone Banking TIN (request received at branch for physical dispatch)

₹ 50/- per request

Free

3

Cheque return charges - Cheques Drawn on Us

Stop payment - Particular Cheque ₹ 100/- (Free through Net Banking and Phone Banking)
Range of Cheques ₹ 250/- (Free through Net Banking and Phone Banking

Stop payment - Particular Cheque ₹ 100/- (Free through Net Banking and Phone Banking); Range of Cheques ₹ 200/-(Free through Net Banking and Phone Banking

4Demand Draft / Pay Order Cancellation/ Revalidation₹ 100/- per instrument

₹ 50/- per instrument

5Re-generation of IPIN (request received at branch for physical dispatch)₹ 100/- per instrument₹ 40/- per request

6

One-time Mandate Authorisation charges (Physical / Online)

₹ 100/- per request

₹ 40/- per request

7

Standing Instructions (Monthly Charges)

Setting Up: Nil
Rejection: Up to 3 returns - ₹ 350/ instance; 4th return onward ₹ 750/ instance

Setting Up: Nil
Rejection: Up to 3 returns - ₹ 250/ instance; 4th return onward ₹ 750/ instance

8Hold Statement Facility₹ 400/- per yearDiscontinued


Sr. No.

Common Charges - 
Applicable for All Current Account variants

Present charges

Revised charges effective 01st November 2022

1

Cheque return charges - Cheques Drawn on Us

Due to Insufficient Funds - Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument

Due to Insufficient Funds - Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument

Due to funds transfer cheque return - ₹ 350/- per instrument

Due to technical reasons - No Charge

Due to technical reasons* - ₹ 50/- per instrument 

2

Cheques Deposited Returned Unpaid

Local - ₹ 100/- per instrument; Outstation - ₹ 150/- per instrument

Local & Outstation - ₹ 200/- instrument

Free limit:
- Ascent, Plus – Upto 3 return per month
- Max Advantage, Max, Apex, Ultima – Upto 5 return per month

3

Balance Confirmation Certificate & Interest Certificate

₹ 50/-

₹ 100/-

4Old Records/Copy of Paid ChequeUp to 1 year - ₹ 50/- per record, Above 1 year - ₹ 100/- per record

₹ 80/- per record

5Balance Inquiry₹ 25/- per instance₹ 30/- per instance



Note: Kindly ignore, if any of the above charges as per product features are not applicable


 *Technical reasons list         
  • Alteration Not Allowed
  • Alteration On Inst Other Than Date Field  
  • Alteration Require Drawer Authentication
  • Amount In Protecting Crossing Incorrect
  • Amount In Word _ Figures Required
  • Amount In Words Or Figures Not Eligible
  • Amount In Words Require
  • Amounts In Words And Figures Differ
  • Cheque Altered - Refer To Drawer
  • Drawer Signature Differs
  • Drawer Signature Incomplete-Illegible
  • Drawers Signature Differs From Specimen
  • Drawers Signature Not As Per Mandate
  • Drawers Signature Required
  • Draws Sign-Auth To Operate A/C Not Recd
  • Instrument Post Dated
  • Instrument Undated
  • Instrument Without Proper Date
  • Joint Signature Required
  • Not An Authorised Signatory
  • Payees Name Required



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Account Closure

Sr.

No.

Current Account Variant

Present charges

Revised charges effective 01st November 2022

1

Regular Current Account

Up to 14 days - No Charge; 15 days up to 6 months - ₹ 500/-; More than 6 months & up to 12 months - ₹ 250/-; Above 1 year - No Charge

Up to 14 days - Nil
15 days up to 12 months - ₹ 500/-; Above 1 year - No Charge


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NMC Criteria (Non Maintenance of Average Quarterly Balance Charges)

Sr.

No.

Current Account Variant

Present Charges

Revised effective 01st October 2022

1

Ascent Current Account

Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than ₹ 10 Lacs in any quarter

Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than or equal to ₹ 5 Lacs in any quarter

2

Activ Current Account

Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than ₹ 10 Lacs in any quarter

Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than or equal to ₹ 3 Lacs in any quarter

3

Plus Current Account

Not Applicable

i. Zero NMC Charges for 2nd quarter of account opening if customer is Digitally
 active. Digital Activation comprises of Debit Card Activation (on ATM or POS),
 Bill Pay usage and Net Banking or Mobile Banking active within first 2 months
 of account opening
ii. Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than or equal to ₹ 7 Lacs in any quarter

4

Premium Current Account

Not Applicable

i. Zero NMC Charges for 2nd quarter of account opening if customer is Digitally
 active. Digital Activation comprises of Debit Card Activation (on ATM or POS),
 Bill Pay usage and Net Banking or Mobile Banking active within first 2 months
 of account opening
ii. Zero NMC, if credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater than or equal to ₹ 4 Lacs in any quarter


Note : NMC - Non maintenance Charges which are levied to the customer in case of non-maintenance of Average Quarterly Balance of respective products

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