FEATURES


  • Fulfill your urgent financial needs (household or business requirements) without breaking your Fixed deposit.
  • Instantly avail upto 90% of overdraft on your FD
  • A minimum FD amount of Rs 25,000/- for a minimum tenure of 6 months 1 day is required to avail a Overdraft against FD/Super Saver facility
  • Avail Overdraft against FD/Super Saver facility on deposit held in single name through NetBanking instantly

Click here to book a deposit online through NetBanking!!

Netbanking Path: Login to Netbanking > Save > Deposits > Fixed Deposit > FD list > FD for which Overdraft facility is to be availed > Use Deposit to Protect against insufficient funds > Overdraft against Fixed Deposit Super Saver
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  • Pay back with interest only on the drawn amount, while your remaining Fixed Deposit continues to earn you interest
  • Get flexibility in altering period of deposit, maturity, payment instructions and rollover mode before maturity of the rollover deposit.
  • You can choose between a Savings Account and a Current Account to link to your Fixed Deposit
  • Cancellation of OD facility against your singly held FD is available via NetBanking.


ELIGIBILITY

FEES & CHARGES