OTP Checkout
Be safe against fraud with a unique online password
About Verified by Visa / MasterCard SecureCode
The OTP Checkout facility provides a higher level of protection for your online transactions with two-factor authentication. What this means is that when you use your HDFC Bank Credit or Debit Card for an online transaction, a one-time password is sent to your registered mobile number. You must enter this password on the merchant site to complete the transaction. This ensures that your Credit or Debit Card cannot be misused.
Features of Verified by Visa / MasterCard SecureCode
The great thing about OTP checkout is that you don’t have to remember any passwords. Every time you shop online, a new random and unique OTP is sent to your mobile phone for confirmation.
Every OTP is valid for a single transaction and a very short duration, minimising risk of misuse. OTP Checkout is a free service and ensures you that your online shopping is a safer experience.