You can use a demand draft to make a payment to anyone.
A demand draft guarantees the beneficiary payment of the amount mentioned on the draft. Unlike a cheque, a demand draft is issued to the recipient by a bank and not an individual.
When you make a demand draft, the bank takes the money out of your account and pays it on demand to the beneficiary.
You can walk into any HDFC Bank branch and make a demand draft by filling up an application form. You will have to pay charges to make a DD based on the amount of transaction.
