Value Chart

Save up to Rs.11,667 on your spends of Rs.5,00,500 in a year with Retailio HDFC Bank credit card
List	Benefits & Offers	Spends	Reward Points	Savings
Welcome Benefit	Complete total spend of Rs.500 within first 90 days & get 1000 reward points	500	1000	200
Core Benefit	Reward Points for Every Rs.150 spent: Earn 4RPs on online spends	5,00,000	13,333	2,667
Milestone Benefit	Milestone benefit: Earn 500 reward points on spending Rs. 25k every calendar month; Earn 2000 reward points on spending Rs. 1 lakh every calendar quarter		14,000	2,800
Business Benefit	5% Cashback on Business Essentials			3,000
Fuel Benefit	1% Fuel Surcharge Waiver Minimum transaction Rs.400; Maximum transaction Rs.5000 (Capped at Rs.250/calendar month)			3,000
	Total	5,00,500		11,667

Value Benefit Chart for RIO Club Members:

Save up to Rs.21,367 on your spends of Rs.8,00,500 in a year with Retailio HDFC Bank credit card. Exclusive for RIO members
List	Benefits & Offers	Spends	Reward Points	Savings
Welcome Benefit	Complete total spend of Rs.500 within first 90 days & get 1000 reward points; RIO club members get extra Rs.500 gift voucher.	500	1000	200
Core Benefit	Reward Points for Every Rs.150 spent: Earn 4RPs on online spends	8,00,000	21,333	4,267
Milestone Benefit	Milestone benefits: Earn 500+1500 reward points on spending Rs. 50k every calendar month; Earn 2000+5000 reward points on spending Rs. 2 lakhs every calendar quarter		52,000	10,400
Business Benefit	5% Cashback on Business Essentials			3,000
Fuel Benefit	1% Fuel Surcharge Waiver Minimum transaction Rs.400; Maximum 3,000 transaction Rs.5000 (Capped at Rs.250/calendar month)			3,000
	Total	8,00,500		21,367

Retailio HDFC Bank Credit Card