Save up to 5% on your Business & Personal spends of Rs. 3,60,000 in a year with HDFC Bank Paytm Bank Business Credit Card

List

Benefits & Offers

Spends per year

Savings per year

Assumptions

Key Benefits

3% cashback on all purchases in Paytm Mall & monthly bill payments through standing instructions only.

1,80,000

3%

Rs. 15,000 spends per month (except EMI spends)

1% cashback on all other spends.

96,000

1%

Rs. 8,000 spends per month (except EMI spends)

Annual Fee Benefit

Annual fee waived off on spends of Rs.50,000 in the year.

1%

Rs. 50,000 spends per year (except EMI spends)

Milestone Benefits

Rs.250 worth GV upon card activation with 2 transactions in first 30 days.

0.25%

Minimum transaction amount is Rs. 100

Rs.500 worth GV on spends of Rs.1 Lac in a year

0.5%

Spends have already been included as part of core benefits.

Paytm First membership upon 1st Transaction of Rs.100

1%

Get Paytm First Membership for a year worth Rs.1,800

Fuel Benefit

1% Fuel Surcharge Waiver
Min. transaction 400

84,000

1%

Rs. 7,000 spends per month

Total

360,000

5%