FAQ | Balance Transfer EMI on Credit Card

Balance Transfer on EMI with HDFC Bank Credit Card enables you to transfer your other bank credit card outstanding balance to your HDFC Bank Credit Card to avail lower interest rates and flexible EMIs.

You can transfer your outstanding balance from other bank credit card to your HDFC Bank Credit Card through Netbanking using the following steps: 

Login to Netbanking and click Cards > Credit Cards > Transact > Balance Transfer on EMI

On transferring your other bank credit cards outstanding to your HDFC Bank Credit Card, you can save BIG every month.  

For example, on transferring Rs. 1,00,000 from other bank credit cards to your HDFC Bank Credit Card can help you save upwards of Rs. 30000 with tenure of 2 years. 

Yes! You can avail Balance Transfer on EMI facility to transfer dues from any credit card issued by a bank in India to your HDFC Bank Credit Card. 

Transferring your other bank credit card outstanding balance to your HDFC Bank Credit Card gives you a chance to save on high interest rates and avail flexible EMIs.

You can check if you are eligible for Balance Transfer on EMI facility with HDFC Bank through SMS and WhatsApp.

The transfer of other bank credit card outstanding dues to HDFC Bank Credit Card takes 5-7 days. The amount will be transferred through a Demand Draft, which will be dispatched to your registered mailing address.

No, you must own an HDFC Bank Credit Card to avail the Balance Transfer on EMI facility.