Credit Card Membership Fee Condition

Pricing MID from June 2024 


CREDIT CARD PRODUCT 

ANNUAL MEMBERSHIP FEE 
(excl. GST) 

PRICING OFFER for FIRST YEAR FEE 
(Gift voucher offer* on First Year Membership Fee Payment) 

RENEWAL FEE WAIVER 
(Retail spends in preceding 12 months) 

ACTIVATION OFFER 
(1 Transaction within 37 days of card open date)
 

CSC Small Business MoneyBack 

Rs. 250 

Get a Gift Voucher equivalent to First Year Fee amount 

Spend Rs. 25,000 

A Gift Voucher worth ₹ 250.00 for doing atleast 1 transaction using your new credit card within first 37 days from card open date 

Freedom Card 

Rs. 500 

Spend Rs. 50,000 

MoneyBack + Card 

Biz First 

Biz Grow 

Spend Rs. 1,00,000 

IndiGo-6E Rewards 

Not Applicable 

IndiGo-6E Rewards XL 

Rs. 1,500 

Not Applicable 

Diners Club Privilege Card 

Rs. 2,500 

Spend Rs. 3,00,000 

Regalia Gold 

Spend Rs. 4,00,000 

Millennia 

Rs. 1,000 

First Year Free 

Spend Rs. 1,00,000 

IndianOil HDFC Bank Card 

Rs. 500 

First Year Fee Payable 

Spend Rs. 50,000 

Swiggy HDFC Bank Credit Card 

Spend Rs. 2,00,000 

Complimentary Swiggy One Membership for 3 months 

Shoppers Stop HDFC Bank Card 

Rs. 299 

Not Applicable 

Not Applicable 

Shoppers Stop Black HDFC Bank Card 

Rs. 4,500 

Marriott Bonvoy HDFC Bank Credit Card 

Rs. 3,000 

Tata Neu Plus Credit Card 

Rs. 499 

Spend Rs. 1,00,000 

Tata Neu Infinity Credit Card 

Rs. 1,499 

Spend Rs. 3,00,000 

Harley-Davidson Diners Club Credit Card 

Rs. 2,500 

Spend Rs. 3,00,000 

H.O.GTM Diners Club Black Credit Card 

Rs. 10,000 

Spend Rs. 5,00,000 

Flipkart Wholesale HDFC Bank Card 

Rs. 499 

First Year Free 

Spend Rs. 3,00,000 

Biz Power 

Rs. 2,500 

GV equivalent to First Year Fee 

Spend Rs. 4,00,000 

Biz Black 

Rs. 10,000 

No Fee if spends of ₹1,50,000 in 90 days  

Spend Rs. 7,50,000 

Diners Club Black METAL Edition Card 

Rs. 10,000 

Spend Rs. 8,00,000 

Infinia Metal Card 

Rs. 12,500 

No Fee if spends of ₹3,00,000 in 90 days  

Spend Rs. 10,00,000 



Important Terms & Conditions 

 

  1. First Year Membership Fees will be levied along with applicable GST on 120th day. For Marriott Bonvoy HDFC Bank Credit Card, First Year Membership Fee will be levied on T+45th day.

  2.  Product Benefits linked to realization of Membership Fee will not be applicable in the event of opting for First Year Free or Life Time Free Cards.

  3. Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is not applicable for IndianOil, Swiggy, Shoppers Stop, Marriott Bonvoy, Tata Neu, Harley-Davidson, Flipkart Wholesale, Biz Black, Diners Black Metal and Infinia Metal Credit Cards.

  4. Beyond this MID, First Year Membership Fee waivers and Lifetime Free Credit Cards (Annual Membership Fees waived off) will be applicable for select customers as per the Bank's internal guidelines and discretion. 

  5. Renewal Fee shall be levied at the start of every anniversary year if the card is not Life-Time Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com)

  6. Business Credit card variants can be issued only to Self Employed / Proprietor / Partner Customers

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