Pine Labs HDFC Bank Credit Card

Reward Points + Cashback

​​​​​​​Reward Points & CashBack Benefits:

• 4 Reward Points (for every Rs.150 spent) for all Ecom spends (except EMI spends,fuel and wallet load transactions)
• 2 Reward Points (for every Rs.150 spent) for all POS spends (except EMI spends,fuel and wallet load transactions)
• 5% cashback on business essentials like Utility, Telecom, IRCTC, Govt and tax payments (capped at Rs 250 per month)
• Get upto 50 days of FREE credit period

• Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily
• Zero cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

1% Fuel Surcharge waived off on fuel transactions.
(Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)

Avail 3% Cashback on all spends (Non-EMI Spends) till 30th September, 2022 (capped at Rs.1500 per month) (except wallet load, fuel spends and spends made on Pine Labs Vendor Payment platform)

Earn 2500  Bonus Reward Points on yearly spend of Rs. 1.8 lacs (Non-EMI Spends)

Annual fee of Rs. 499 is levied after 90 days of Card issuance. The first year fee is waived off upon spending Rs. 45,000 ( non-EMI spends) within the first 90 days.

Renewal Fee waived upon spending Rs. 50,000 (Non-EMI Spends) in the 12 months period.  

1.25% flat interest on supplier payments done through Pine Labs’ outward payment platform. Customers earn 1% cashback ( up to Rs. 500 a month) till Sep 30 , 2022. Cashback can be redeemed for vouchers using Pine Labs outward payment platform at https://credit.pinelabs.com/ccc/login

Pine Labs HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

Personal Accidental Death Cover of Rs.30 Lacs

To know more, click here

1. Redemption of Reward Points to Cashback and Travel will be capped at 50,000 points per month per customer
   
   
2. Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer
   
   
3. There will be no Reward Points accrual on Spends made on Rental and Education category payments
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4. Points + Pay - A maximum of 70% can be paid using Reward Points and the other 30% to be made by payment modes(Cash/Cards/UPI etc.)

Avail up to 50 days of interest free credit on your Pine Labs HDFC Bank Credit Card

Enjoy No Cost & Low cost EMI options  on your credit card

Please refer to key fact statement.