How to Buy Travel Insurance online?

Why to purchase Travel Insurance online.

Travel Insurance is an essential requirement while making travel plans. Not only is it a mandatory requirement for visas, but Travel Insurance is an essential investment because of the exhaustive umbrella of coverage that it provides.

Some of the common items covered by Travel Insurance policies include:

• Accidental death and permanent disability.
• Accident or medical treatment reimbursement
• Emergency hospital cash
• Medical evacuation costs
• Repatriation of remains
• Loss of passport and travel documents
• Loss of checked in baggage
• Flight cancellation
• Hijack

With the number of items covered under Travel Insurance, getting a Travel Insurance policy is a must for travel plans abroad. Buying Travel Insurance has become very convenient and easy as it is available online. There is no longer any need to find a dedicated insurance agent for buying Travel Insurance policies.

The advantage of buying a Travel Insurance policy online is that there is no need for a tedious list of documents, no medical checks required and the policy issuance is instant. Once the payment is made, the insurance company sends across the policy document within a matter of minutes. The whole process of buying Travel Insurance online is hassle free.

How to buy Travel Insurance online:

The process of how to buy Travel Insurance online is very convenient. All you have to do is,

• Compare Travel Insurance:
  
  The first step to buying Travel Insurance online is to check the different Travel Insurance providers. You should get quotes from different Travel Insurance companies for their respective policies. This helps to short list a couple of insurance companies.

• Check the inclusions and exclusions:
  
  Merely checking the Travel Insurance premium is not enough to buy a Travel Insurance policy. It is important to check what the Travel Insurance policy includes and the different limits up to which it insures you and your fellow travellers. Travel Insurance policies usually are classified based on the coverage for medical or accident treatment. Along with that, there are different limits for other risks that it covers such as emergency hospital cash, dental treatment, loss of baggage, trip cancellation, etc. After shortlisting a few companies based on premium, it is important to check what the policy includes and the coverage it offers.

• Pick the Travel Insurance policy:
  
  The Travel Insurance policy that offers the maximum coverage at the most affordable premium should be picked out. Keep in mind the network hospitals that are included in the policy. Knowing the hospitals that are covered and the other facilities that the policy offers when you need to make a claim, will help to pick out the right insurance policy. It’s also important to check the claims service of the insurance company – who is the service provider and what is their presence across the globe, is the claim processing out sourced by the company or managed in-house, can the claim be madedigitally, etc.

• Buy the policy through the company’s website or through their partner:
  
   You can buy the policy either from the selected company or through their partner.
  
  You can read more about Travel Insurance here.
  
  HDFC Bank offers Travel Insurance policies from a number of leading Travel Insurance companies on its website. As an HDFC Bank customer, it is easy to buy Travel Insurance through the bank’s NetBanking facility. Be sure to remember how to buy Travel Insurance online before your next trip.
  
  Looking to apply for a Travel Insurance from HDFC Bank? Click to log into your HDFC Bank Account now!

* The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. You are recommended to obtain specific professional advice from before you take any/refrain from any action.