BAJAJ ALLIANZ PRIVATE CAR INSURANCE POLICY

BAJAJ ALLIANZ PRIVATE CAR INSURANCE POLICY

All You Need To Know

OVERVIEW:

With Bajaj Allianz's innovative and all-round insurance plans and easy vehicle insurance renewals, you get covered with regards to all aspects that an ideal Car Insurance policy should have. On the basis of the plans you opt for, you secure yourself against road accidents, theft, among others along with which you can get cashless settlement at network garages and a lot more!

FEATURES:

  • Avail 24x7 call assistance and SMS updates for claims support, even on holidays

  • Transfer up to 50% of your existing No Claim Bonus (NCB) from any other car insurance provider

  • Cashless claim settlement at over 4000 preferred garages across the country, bringing to you high service standards

  • Receive 75% on account payment facility based on requirement and when liability is above a certain limit

  • Avail 24x7 Roadside Assistance with your Car Insurance policy

  • Get a vehicle tracking and monitoring device with DriveSmart Telematics Service and a host of add-on covers included in it

  • Towing Facility in the event of a vehicle breakdown or an accident

  • Zero Depreciation Cover can be availed as an add-on cover with Car Insurance


    Click Here to read the policy wording.

EXCLUSIONS:

  • Normal wear and tear and general ageing of the insured vehicle

  • Depreciation or any consequential loss

  • Mechanical/electrical breakdown

For complete list of exclusions, please refer FAQs or read product brochure carefully.

ELIGIBILITY:

One needs to be above 18 years of age for taking Motor Insurance Policy and must have a valid registration certificate in his/her/firm’s name.

CLAIMS PROCESS:

You would need to register a claim as soon as possible following the accident/theft of your car. You can do this online by visiting the page here or over the phone by dialing our Toll free number - 1800-209-5858, post which you will be connected to our customer care executive who will guide you through the entire Car Insurance claim process

FAQs

What is Roadside Assistance (RSA)?
In case your car breaks down or meets with an accident in the middle of the road without access to mechanical help nearby, the Roadside Assistance program services are available for the insured under Bajaj Allianz.

When should I opt for the Road Side Assistance service?
Any event that leaves you stranded without adequate help or assistance, like in case of a mechanical breakdown or an accident.

What is NCB, and in what way does it benefit me?
Expanded as No Claim Bonus, this form of arrangement is awarded to the policy owners if they have never lodged a claim on the policy. Consecutive NCBs can lead to discounting the premium amount by up to 50%.

How do I register my claim?
Claims should be registered on the same day as the damage occurs to the insured vehicle. An immediate update with the 4 wheeler Insurance Company will be highly appreciated. Complete the claim application through an online process and let us help you further on.

What documents are required to file a claim?
Documents such as claim form, Policy number, Details of 4 wheeler Insurance, Policy cover/ note copy of insurance, the original Driving license of the person driving at the time, FIR in case of an accident, RTO intimation theft application, repair bills and payment receipts for repairs and any other documents demanded for the process.

Is there are any simple and hassle free way to register and settle claims?
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Yes there is with Bajaj Allianz Motor OTS – On The Spot Motor Claim Settlement App in which Motor claims can be settled in minutes by following below steps:

  • Download Caringly Yours App and register motor claim
  • Submit digital claim form along with NEFT details
  • Upload vehicle photographs and mandatory claim documents
  • Receive the claim amount confirmation SMS on your registered mobile number
  • Open the link and click on ‘Agree’ tab to receive the claim amount directly to your bank account

*Note : Motor OTS is only applicable for Private Car Own Damage claims upto claim amount Rs 30,000/-

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