You've Been Logged Out
For security reasons, we have logged you out of HDFC Bank NetBanking. We do this when you refresh/move back on the browser on any NetBanking page.
OK- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Personal
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/borrow.svgBORROW
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/popular_loans.svgYour Loans
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/popular_loans.svgPopular Loans
-
content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/popular_loans.svg
Your Loans
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/popular_loans.svg Popular Loans
- ThisPageDoesNotContainIcon Personal Loan
- Paperless Personal Loan
- ThisPageDoesNotContainIcon Home Loan
- ThisPageDoesNotContainIcon Business Loan
- Doctor Loan
- ThisPageDoesNotContainIcon New Car Loan
- EV Car Loan
- ThisPageDoesNotContainIcon Two Wheeler Loan
- EV Bike loan
- ThisPageDoesNotContainIcon Super Bike Loan
- Educational Loan
- ThisPageDoesNotContainIcon Pre-owned Car Loan
- EasyEMI
- ThisPageDoesNotContainIcon FlexiPay: Buy Now, Pay Later
-
content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/loan_against_assets.svg
Your Loans Against Securities
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/loan_against_assets.svg Loan Against Assets
- Loan on Credit card
- SmartEMI
- ThisPageDoesNotContainIcon Gold Loan
- ThisPageDoesNotContainIcon Loan Against Securities
- ThisPageDoesNotContainIcon Digital Loan Against Mutual Funds
- Loan Against Property
- ThisPageDoesNotContainIcon Loan Against Car
-
content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/other_loan.svg
Other Loans
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/other_loan.svg jansamarth portal
- ThisPageDoesNotContainIcon Emergency Credit Line Facility
- ThisPageDoesNotContainIcon Loan for Professionals
- ThisPageDoesNotContainIcon Government Sponsored Programs
- ThisPageDoesNotContainIcon PM Mudra Yojana
- Stand Up India Scheme
- Manage your loan account
- Sustainable Livelihood Initiative
![Simple Content](/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/7da99e33-9776-4ae3-ab70-d51c81518ed0/Personal/Borrow/Popular Loans Landing Page/popular_loans.png)
Loans - Get Instant Loan Online at Lowest Interest Rates
HDFC Bank General Loans: A head start to new beginnings. Karo Har Dil Roshan!Buy a home, car or bike; invest in your business; or get home the latest gadgets… HDFC Bank helps you achieve a variety of goals with a wide range of loan products.
Attractive interest rates, flexible tenures and repayment options, minimal documentation and quick disbursals are some of the features of HDFC Bank loans.
With EMI starting at ₹2,149/lakh
Avail loan up to ₹40 lakhs
Get funds in 10 seconds*
Minimum documentation
Avail EASYEMI on Debit Card, Credit Card & Consumer Loans
100% Digital with Instant Approval
Pay in Parts with No Interest EMI*
Flexible Repayment Options: Step-Up/Balloon EMI
Zero Foreclosure Charges
Top-up Loans and much more
Up to 100% Funding
7 Year Loan Tenure
30 Minute Approvals
Get a pre-approved loan within the credit limit of your HDFC Bank Credit Card instantly
Enjoy attractive interest rates, among the lowest in the market
No documentation is required
Enjoy savings of up to ₹ 12,500 (assuming a loan amount of ₹ 7 lakh for 60 months)
Get pre-approved loan of up to ₹ 7.5 lakhs if you are a high net worth (HNW) accountholder
Avail of ₹ 2 lakhs funding for accessories
Get 2% lower interest rates if you are HDFC Bank account holder
Check eligibility in one minute and get loan approval in 15 minutes
Choose a tenure that works for you from 12 months to 48 months
Check your eligibility and get in-principle approval in just one minute
Protect your family from debt with a Credit Protect Plan at a nominal premium
Get more benefits if you have a Current or Savings Account with HDFC Bank
Enjoy highly competitive interest rates and processing charges
Choose between fixed and floating rate home loans
Get a loan approval even before you have selected the property
Get a loan of up to ₹ 7.5 lakhs without collateral
Get preferential interest rates for top ranked colleges and universities
Choose from a wide range of collateral options
An initiative by Ministry of Human Resource Development (MoHRD) to support students from Economically Weaker Sections of the Society,
Get a full subsidy on the interest payable during the moratorium period
Interest Subsidy Scheme on Education Loan for students with Family Income of upto Rs. 4.50 lac.
No Margin Money Required
Up to 100% finance
Tax benefit under Sec 80E
Attractive rate of Interest
Get up to 90% of the cost of the tractor you want to buy
Enjoy highly competitive interest rates and processing charges
You do not have to pledge additional collateral to get a tractor loan
Facility Type: Cash Credit, Term Loan, Drop Line OD
Eligibility: All working defense personnel with minimum one year of service. Personnel of Army, Navy, Air Force, Para Military services like BSF/ITBP/CRPF/Coastal Guards/ CISF and Assam/J&K Rifles are eligible
Free Personal Accidental Insurance coverage of up to ₹10 lakh
15 days at No Extra Cost
No Additional Cost
Flexible Repayment Cycles
Key Features of Loans from HDFC Bank
- Attractive Interest Rates: Competitive interest rates allow you to access loans at affordable EMIs.
- Digital Process: Enjoy the convenience of applying for a loan online from anywhere.
- Quick Disbursal: Faster processing time allows you to get access to funds quickly.
- Flexible Repayment Schedule: Select a repayment plan that suits your financial needs.
- Prepayment Facility: Prepay your loan before the intended tenure to reduce interest costs.
- No Hidden Charges: Be aware of all possible charges for your loan.
Different Types of Bank Loans at HDFC Bank - Electric Vehicle Car Loan
Enjoy instant processing of EV Loans with a turnaround time of as low as 30 minutes. Avail a loan of up to ₹10 crore on the most popular EVs.
- Electric Bike Loan
Pre-approved customers can enjoy instant disbursal of the loan amount. Enjoy minimum paperwork and faster processing times with XpressWay.
- Doctor Loan
Our Doctor Loans help medical professionals set up or expand clinics, get working capital or purchase new medical equipment. Get a loan of up to ₹75 lakh in select locations.
- Salary Plus
Get an instant overdraft of up to ₹1.25 lakh with your Salary Account and pay interest only on the utilised amount. You can activate the facility via NetBanking and get the money in your account within seconds.
Documentation
For ETB: Existing bank customers can typically apply for most loans by providing digital copies of their Aadhaar and Permanent Account Number (PAN) since the Bank already has collected data at the time of onboarding.
For NTB: New bank customers are typically required to provide their ID, address and income proof. Self-employed individuals are required to provide Income Tax Returns (ITR) showing the required annual income.
Eligibility Criteria
Both existing and new bank customers are required to fulfil the age and income criteria along with any other loan eligibility criteria under the respective loan type.
Fees and Charges
Fees and charges for loans typically include processing charges, stamp duty, late instalment payment penalties, full or partial prepayment charges and more.
FAQs
Updated Date - 17 May 2024
Why should you choose HDFC Bank for a Loan?
With HDFC Bank, you can get a variety of loans for your varied financing needs, whether you want to buy a home, upgrade your bike, pay for education or make big-ticket purchases. HDFC Bank also offers a streamlined loan application process, which allows you to apply for loans digitally. Other key features include attractive loan interest rates, minimum documentation, no hidden charges, pocket-friendly EMIs and quick disbursals.
How can I get a loan in five minutes?
You may get a Personal Loan in a few minutes if you are pre-approved for the loan. You may also avail a quick loan against your Credit Card or Fixed Deposit.
How can I apply for a loan online?
At HDFC Bank, we offer digital platforms where you can apply for most loans online. To apply for a loan online, select the type of loan you want, fill out the online application form, upload the required documents if needed, pay the processing charges and await approval.
How do I take a loan from a bank?
The process of getting a loan from a bank is simple:
1. Check the eligibility criteria for the loan on the bank’s portal for the loan type needed.
2. Apply for the loan online or visit the bank branch.
3. Submit the required documents.
4. If you meet the eligibility criteria and your documents are in place, the bank might approve your loan.
5. Once the loan amount is sanctioned, it will be disbursed into your bank account.
How can I get a loan immediately?
You may get a loan immediately if you’re pre-approved. This means that the bank or lender has already offered a loan amount and all you have to do is apply and select the repayment schedule.
Can I get a loan on my Aadhaar card?
An Aadhaar card acts as both identity and address proofs. You can provide your Aadhaar card as documentation in the online application form and get a loan quickly.
How is the EMI for an instant loan calculated?
The Equated Monthly Instalments (EMI) for a loan are calculated by dividing the sum of the principal amount and interest by the number of months in which the loan is to be repaid.
Can I pre-close the loan before the completion of the loan repayment period?
Most lenders allow you to close the loan before the actual loan tenure ends. However, make sure you’re aware of the penalties for pre-closure.