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Apply for Personal Loan Online in Surat
HDFC Bank Personal Loan in Surat
HDFC Bank has a strong presence in the city of Surat, with several branches and ATMs spread across the city. Residents can also visit our dedicated loan branch for help with a range of loans.
Apply for an HDFC Bank Personal Loan in Surat to enjoy borrowing at attractive interest rates and affordable charges. Our Personal Loan is collateral-free. You can use the funds to manage any expenditures, from home furnishings and electronics to sudden medical expenses. If you need an urgent personal loan in
Let’s look at some of the benefits of a Personal Loan from HDFC Bank in Surat
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| Personal Loan for Salaried | Personal Loan for Marriage | Personal Loan for Home Renovation | Personal Loan for Women |
- Personal Loans up to ₹40 lakh
- Simple application process
- Loans in 10 seconds for pre-approved customers and within four working days from the date of submission of all documents for non-banking customers.
- Flexible repayment tenures of up to 60 months
- Affordable processing fees
Apply online for an HDFC Bank Personal Loan in Surat today. Applying for a loan online is convenient, available round-the-clock.
How to apply for HDFC Bank Personal Loan in Surat?
Here’s how to get a Personal Loan:
Application
Fill out the loan application form and submit it with all the required documents.
Review
We’ll quickly review the application. Pre-approved HDFC Bank customers can get Personal Loans in just 10 seconds. Non-HDFC Bank customers can get loans in four working days after verification and approval.
Disbursal
Once you receive approval, the funds are sent to your bank account. You can now go ahead and use them as required.
HDFC Bank Personal Loan interest Rate in Surat
HDFC Bank Personal Loan in Surat is available at attractive, affordable rates. Click here to know about the latest interest rates and charges.
Apply online or at a branch for Personal Loan in Surat
We encourage you to apply online for a Personal Loan in Surat, as the digital process is far more convenient. However, our doors are always open if you prefer to meet us in person. We promise that you will receive all the help and guidance you need from our friendly staff. Our branch timing in Surat is from 9:30 AM to 3:30 PM from Monday to Friday. We are also open on the first and third Saturdays of every month from 9:30 AM to 3:30 PM.
Eligibility criteria for HDFC Bank Personal Loan in Surat
We want to keep our Personal Loans accessible to everyone in need. As such, we have kept our eligibility criteria simple. Here is a look at the eligibility criteria for a Personal Loan: Loan applicants must be –
- Between 21 and 60 years of age.
- Employed with their current company for at least one year with a total work experience of two years.
- Employed with a private limited company or a public sector undertaking.
- Earning at least ₹25,000 per month
DOCUMENTS REQUIRED FOR PERSONAL LOAN IN SURAT
HDFC Bank requires you to submit only four documents for a Personal Loan. Here is a look at the documentation:
- Address proof (a copy of an Aadhaar card, passport, driving license, or voter ID)
- Identity proof (same as above)
- Bank statements for the past six months and salary slips for the past two months.
- Latest Form 16
FAQs
What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-Dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the Bank. In case you wish to have your old Post-Dated Cheques (PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed
How can I repay my Personal Loan? How can I get a Personal Loan/How can I avail of a Personal Loan?
To avail a Personal Loan in Surat, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks
What can a Personal Loan be used for?
Funds from a Personal Loan in Surat can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation, etc
Why should you choose HDFC Bank Personal Loan?
When you apply for an HDFC Bank Personal Loan in Surat, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to five years.
How can I repay my Personal Loan?
You can repay your Personal Loan in Surat via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.
How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Surat.
How to check my Personal Loan Status?
You can check your Personal Loan in Surat Status with our Track Application online facility.