Apply for Personal Loan Online in Mumbai

HDFC Bank Personal Loan in Mumbai
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HDFC Bank is here to help you with your financing needs in the City of Dreams. With around 400 ATMs, more than 100 branches, and dedicated retail loan branches, you can find an HDFC Bank close to you.
Now, cover all your unplanned and immediate financial needs with a Personal Loan from HDFC Bank. Get super-fast disbursals and enjoy affordable interest rates too. With a Personal Loan in Mumbai from HDFC Bank, you will have the financial backing to live safely and comfortably.

Why choose HDFC Bank for your Personal Loan needs in Mumbai?





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Looking for a Personal Loan provider in Mumbai? Choose HDFC Bank to avail of the following benefits:

  • Personal Loans up to ₹40 lakh
  • Simple application process
  • Loans in 10 seconds for pre-approved customers and within four working days from the date of submission of all documents for non-banking customers.
  • Flexible repayment tenures of up to 60 months
  • Affordable processing fees

Click here to know about the latest interest rates and charges.

HDFC Bank Personal Loan Interest Rate in Mumbai

We offer Personal Loans at affordable, competitive interest rates. Combined with our easy online application process, covering immediate financial needs and repaying your loan is now a complete breeze.
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Who is eligible for a Personal Loan in Mumbai from HDFC Bank?

We have minimal eligibility criteria for our Personal Loan. This makes it easier for you to apply and receive the funds you want for all those pressing financial needs. We offer a quick and easy Personal Loan nationwide to:
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  • Employees of private limited companies and public sector undertakings, including central, state, and local bodies.
  • Individuals between 21 and 60 years of age.
  • Individuals who have had a job for at least two years, with a minimum of one year with the current employer.
  • Those who earn a minimum of ₹25,000 net income per month.

Documents required for a Personal Loan in Mumbai

Say goodbye to tiring paperwork! Get a Personal Loan in Mumbai with just four documents and apply online for a completely paperless experience. To enjoy quick, hassle-free approvals on your loan application, all you need is:
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  • Identity proof (a copy of passport/voter ID card/driving license/Aadhaar)
  • Address proof (a copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement for previous six months (Passbook for previous six months)
  • Two latest salary slips/current dated salary certificates with the latest Form 16.

Enjoy A Simple Three-step Personal Loan Application Process In Mumbai

Wondering how to apply for a Personal Loan with us? The process is seamless and quick. All you need to do is follow these three simple steps:

  • Fill out the application form.

  • Submit your documents.

  • Get approvals and disbursals.

You can apply for a Personal Loan in Mumbai at your nearest branch or complete the process online at any time and from anywhere. Simple, right?
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HDFC Bank Branch timings for Personal Loan in Mumbai

If you are not comfortable with the online application process, you are more than welcome to apply for a Personal Loan in Mumbai at one of our branches. Our doors are open from 9:30 AM to 3:30 PM from Monday through Saturday. Note that branches will remain closed on the second and fourth Saturdays.

FAQs
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What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the Bank. In case you wish to have your old Post-Dated Cheques (PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed.


How can I repay my Personal Loan? How can I get a personal loan? /How can I avail of a personal loan?
To avail the Personal Loan in Mumbai, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

What can a Personal Loan be used for?
Funds from a Personal Loan in Mumbai can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation, etc.

Why should you choose HDFC Bank Personal Loan?
When you apply for an HDFC Bank Personal Loan in Mumbai, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to five years..

How can I repay my Personal Loan?
You can repay your Personal Loan in Mumbai via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.

How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Mumbai.

How to check my Personal Loan Status?
You can check your Personal Loan in Mumbai Status with our Track Application online facility.
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