Apply for Personal Loan Online in Kolkata

HDFC Bank Personal Loan in Kolkata

HDFC Bank has a strong presence in the City of Joy with many branches and ATMs across Kolkata. We also have several cash deposit machines and a dedicated retail loan branch, so you can easily avail of our services in Kolkata.

Get instant funds and cover all your financial needs in Kolkata with a Personal Loan from HDFC Bank. Enjoy a hassle-free application process, affordable interest rates, flexible repayment tenures, and much more! Now, no matter what financial emergencies lie ahead, you can cover them all with a quick and easy Personal Loan in Kolkata.

Features of an HDFC Bank Personal Loan in Kolkata

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Features of an HDFC Bank Personal Loan in Kolkata

Our Personal Loans offer you numerous features and benefits. Enjoy convenient online processes, hassle-free repayment options, and much more. Overcoming a cash crunch is now a complete breeze. Here are some of the other advantages you will enjoy when you choose HDFC Bank as your Personal Loan provider in Kolkata:

• Loans up to ₹ 40 Lakh
• Minimal documentation & straightforward processes
• Affordable processing fees
• Quick approvals
• Comfortable repayment tenures of up to 60 months
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With our instant Personal Loan in Kolkata, pre-approved customers can access funds in just 10 seconds. For non-banking customers, funds via Personal Loan are available within four working days of submission of all required documents.

FAQs

What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the bank. In case you wish to have your old post-dated Cheques (PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed.

How can I repay my Personal Loan ? How can I get a personal loan/How can I avail a personal loan?
To avail a Personal Loan in Kolkata, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

What can a Personal Loan be used for?
Funds from a Personal Loan in Kolkata can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation, etc.

Why should you choose HDFC Bank Personal Loan?
When you apply for an HDFC Bank Personal Loan in Kolkata, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to five years.​​​​​​​

How can I repay my Personal Loan?
You can repay your Personal Loan in Kolkata via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.

How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Kolkata.

How to check my Personal Loan Status?
You can check your Personal Loan in Kolkata Status with our Track Application online facility.