Personal Loan in Chennai - Apply for Instant Loan

HDFC Bank Personal Loan in Chennai

HDFC Bank offers you seamless access to your financial needs in the capital city of Tamil Nadu, Chennai. We have a strong presence in this economic and cultural hub with ATMs and branches across the city. We also have cash deposit machines and dedicated retail loan branch offices.

HDFC Bank also offers affordable Personal Loans in Chennai for all your important expenses. Avail of hassle-free finance solutions with super-easy applications and affordable interest rates. Now, those residing in the Flyover City of India can bypass all their financial hurdles with complete ease!

Features of HDFC Bank Personal Loan in Chennai


Personal Loan for Salaried	Personal Loan for Marriage	Personal Loan for Home Renovation	Personal Loan for Women

Loan amount up to ₹40 lakh
Competitive interest rates
Flexible tenures up to 60 months
Affordable processing fees
Availability of loan insurance
Easy documentation and eligibility criteria
24/7 customer support

HDFC Bank also offers an instant Personal Loan with pre-approved customers getting funds in just 10 seconds. Other customers will be able to avail of the Personal Loan within 4 working days from submission of all documents.

Simple 3-step application process for a Personal Loan in Chennai

Not sure how to apply for a Personal Loan? Don’t worry, we will guide you. Besides being extremely affordable, our loans are also very easy to avail. All you need to do is complete the simple 3-step application process given below, and you’re good to go.

First, fill out the application form.
Second, submit a few documents.
Third, get disbursals and cover your financial needs with ease!

You can apply for a Personal Loan online or at one of our branches.

Know More

View Less

Branch timings for HDFC Bank Personal Loan in Chennai

Wish to apply for a Personal Loan at one of our branches? Our staff will be more than glad to help you with your application and answer any queries you may have. Our branch timings in Chennai are given below:

Office hours are from 9:30 AM to 3:30 PM.
Our doors are open from Monday through Saturday.
However, note that branches will remain closed on second and fourth Saturdays.

Know More

View Less

Documents required for a Personal Loan in Chennai

We have a very simple documentation process. This makes it even easier for you to avail of an HDFC Bank Personal Loan in Chennai. Just submit the 4 basic documents as given below:

Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
Address proof (copy of passport/voter ID card/driving license/Aadhaar)
Bank statement of last 6 months (Passbook of previous 6 months)
Two latest salary slips/current dated salary certificates with the latest Form 16

Know More

View Less

Eligibility criteria required for a Personal Loan in Chennai

We want to make Personal Loans accessible to all. Keeping this in mind, we offer our finance solutions to employees of both private limited companies and public sector undertakings (including central, state, and local bodies). Our eligibility criteria are also very straightforward. To qualify for our Personal Loan, one must simply:

Be between 21 and 60 years of age.
Have work experience of at least 2 years, with a minimum of 1 year with their current employer.
Have a minimum monthly net income of ₹25,000.

Know More

View Less

FAQs

What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-Dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the Bank. In case you wish to have your old Post-Dated Cheques (PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed.

How can I repay my Personal Loan ? How can I get a personal loan/ How can I avail a personal loan ?
To avail of a Personal Loan in Chennai, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

What can a Personal Loan be used for?
Funds from Personal Loan in Chennai can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, purchase of new techno-gadgets, home renovation and many more reasons.

Why should you choose HDFC Bank Personal Loan?
When you apply for an HDFC Bank Personal Loan in Chennai, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to 5 years.

How can I repay my Personal Loan?
You can repay your Personal Loan in Chennai via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.

How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Chennai.

How to check my Personal Loan Status?
You can check your Personal Loan in Chennai Status with our Track Application online facility.

false

Apply for Personal Loan Online in Chennai

HDFC Bank Personal Loan in Chennai

Features of HDFC Bank Personal Loan in Chennai

HDFC Bank Personal Loan Interest Rate in Chennai

Simple 3-step application process for a Personal Loan in Chennai

Branch timings for HDFC Bank Personal Loan in Chennai

Documents required for a Personal Loan in Chennai

Eligibility criteria required for a Personal Loan in Chennai

FAQs