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Apply for Personal Loan Online in Ahmedabad
HDFC Bank Personal Loan in Ahmedabad
HDFC Bank has a growing presence in Ahmedabad with branches and ATMs across the city. Now, you can access your finances conveniently in India’s first UNESCO World Heritage City. We also have cash deposit machines and dedicated retail loan branches for city residents.
Apply for a Personal Loan in Ahmedabad at HDFC Bank to enjoy affordable interest rates and flexible repayment tenures. No matter what financial hurdles come your way, you can bank on our Personal Loans to overcome them. A Personal Loan can help you meet a variety of planned and unplanned expenses, including medical costs, wedding celebrations, and even that sudden car repair that’s come your way. So, if you are in need of an urgent cash loan in Ahmedabad, look no further than HDFC Bank.
Getting Personal Loans is now super easy
Just complete the 3 easy steps given below, and you’re done.p
Step 1: Apply for the loan by filling out the application form
- Step 2: Submit your documents and let us review them
- Step 3: Get the loan disbursed into your account and cover your financial needs with ease
Features of a Personal Loan from HDFC Bank in Ahmedabad
Personal Loan for | Personal Loan for | Personal Loan for | Personal Loan for |
We provide feature-rich Personal Loans in Ahmedabad. Enjoy affordable interest rates, a breezy application process, comfortable repayment tenures, and much more! All so that you have complete peace of mind from any and all sudden expenses and financial needs.
Here are some of the top features of our Personal Loans:
- Loan amount up to ₹40 lakh
- Minimal documents to apply
- Affordable interest rates
- Minimal processing fees
- Repayment tenures of up to 60 months
- Disbursal as quick as 10 seconds for pre-approved customers. Non-bank customers can avail of the loan within 4 working days from the submission of all documents.
Click here to know about the latest interest rates and charges.
Are you eligible for HDFC Bank Personal Loan in Ahmedabad?
We want residents of the city to have easy access to our finance solutions. That is why we have extremely minimal eligibility criteria. In fact, to qualify for our Personal Loan, one simply needs to:
- Salary Requirement for Personal Loan in Ahmedabad
Be an employee of a private limited company or public sector undertaking (including central, state, or public bodies). - Age Requirement for Personal Loan in Ahmedabad
Be between the age of 21 and 60 years. - Employment Requirement for Personal Loan in Ahmedabad
Have work experience of at least 2 years, with a minimum of 1 year at the current place of employment. - Work Status Requirement for Personal Loan in Ahmedabad
Have a minimum net income of Rs 25,000 per month.
Documents required for a Personal Loan in Ahmedabad
Our documentation for a Personal Loan in Ahmedabad is extremely simple and straightforward. We only require 4 basic documents to process your loan application:
- Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
- Address proof (copy of passport/voter ID card/driving license/Aadhaar)
- Two most recent salary slips/current dated salary certificates with the latest Form 16
- Bank statement of previous 6 months (Passbook of previous 6 months)
Branch timings for HDFC Bank Personal Loan in Ahmedabad
You can visit any one of our branches in Ahmedabad for your Personal Loan needs, and our executives will offer all the help they can. However, for prompt service, it is best that you visit us during our office hours. They are as follows:
- From 9:30 AM to 3:30 PM (Monday to Friday + first and third Saturdays)
Please note: Our branches remain closed on the second and fourth Saturday of each month.
Know More
FAQs
What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post Dated Cheques(PDCs)/Security Cheques submitted towards loan repayment that have not been encased, will be defaced and retained by the Bank. In case you wish to have your old Post Dated Cheques(PDCs)/Security Cheques to be returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
How can I repay my Personal Loan ?
To avail of the Personal Loan in Ahmedabad, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, loan tenure, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.
What can a Personal Loan be used for?
Funds from Personal Loan in Ahmedabad can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation and many more reasons.
Why should you choose HDFC Bank Personal Loan?When you apply for an HDFC Bank Personal Loan in Ahmedabad, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to 5 years.
How can I repay my Personal Loan?
You can repay your Personal Loan in Ahmedabad via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.
How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Ahmedabad.
How to check my Personal Loan Status?
You can check your Personal Loan in Ahmedabad Status with our Track Application online facility.