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EasyEMI via Netbanking

EasyEMI via Netbanking


Hassle-free shopping with EasyEMI via NetBanking


Introduction:

Simplify your purchases with EasyEMI—A better way to pay

Introducing HDFC Bank EasyEMI via NetBanking.

HDFC Bank offers pocket-friendly EMI plans to pre-approved customers for purchasing various products across categories online such as AC, TV, apparel, furniture, travel bookings, and more! You can avail of easy EMI plans on your HDFC Bank NetBanking and opt for flexible tenures by paying in easy monthly instalments at your convenience.

Click here to know the merchants or brands from where you can shop . 



​​​​​​​Features of HDFC Bank EMI via NetBanking

  • Simple and quick to use without any intricate steps
  • Flexible repayment tenures: Pick the tenure as per your requirements—3, 6, 9, 12 18 or 24 months


Benefits of HDFC Bank EMI via NetBanking

  • Wide range of merchant partners: Shop across different categories online such as electronics, fashion, travel, home and furniture, insurance, education, and more across key merchants.
  • Secured transactions: With a secure one-click, OTP-based EMI approval process the transaction is safe and secure.
  • No documentation: No more hassles of accumulating paperwork or submitting documents for transactions. With EasyEMI, you can enjoy a completely paperless process.
  • Zero processing fee till March 31, 2022.

Eligibility criteria

  • HDFC Bank EMI can be used on a minimum cart value of Rs 5,000.
  • Only select pre-approved customers are eligible to avail this.
  • Check your eligibility by sending a WhatsApp message with ‘EasyEMI via Netbanking’ to the HDFC Bank number 7065970659


How does EASYEMI via NetBanking work?


  • Log on to your favourite online websites across categories such as mobile, electronic, fashion, travel, home and furniture, insurance, education, etc.
  • Select the products you want to purchase and add them to the cart.
  • Choose HDFC Bank NetBanking as the payment mode.
  • Enter your NetBanking customer ID and password.
  • Choose the ‘Pay via EasyEMI’ option.
  • Select the tenure as per your convenience and accept the terms and conditions.
  • Enter the one-time password (OTP) received on your registered mobile number.
  • Your transaction is now completed successfully!


Query/ Support

For any support, you can email loansupport@hdfcbank.com or you can call 18002586161.
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FAQs

1. Where can I use the HDFC Bank EMI via NetBanking option?

You can use the HDFC Bank EMI option across e-commerce stores such as travel, insurance, fashion, home and furniture, electronics, education, and more.

2. When is the EMI debited?

For loans boarded between the first and 19th of the month, the statement date is 20th of the same month and payment due date is fifth of the following month. 

For example, if the loan boarding date is May 10, the statement date is May 20 and payment due date June 5.

For loans boarded between the 21st and 31st of the month, the statement date is 20th of the following month and payment due date is fifth of the following month. 

For example, if the loan boarding date is May 23, the statement date is June 20, and payment due date is July 5. 

3. Do I need to have any minimum balance in my account to use the EMI on NetBanking option?

No, there is no minimum balance required in your account to place an order. However, you need to ensure that your account has enough funds to pay the EMI due every month.

4. How do I know if I am eligible for EMI on NetBanking?

After you select the EMI option while making a payment, the system will check if your account number is eligible for the EMI service or not. If you are eligible, you can go ahead and use EMI on NetBanking. However, if you are not eligible, you can continue the transaction with regular NetBanking. If you would like to know your eligible limit, you can type ‘EasyEMI via Netbanking’ on Whatsapp to 70700 22222 from your bank-registered mobile number.

6. What are the tenures offered in EMI via NetBanking?

HDFC Bank offers 3, 6, 9, 12, 18 and 24-month tenures in EMI via NetBanking.

7. Which merchants offer EMI via NetBanking?

Several e-commerce merchants in categories such as travel, retail, education, etc offer EMI via NetBanking. Click here to see the list of merchants.

8. Are there any processing fees for EMI via NetBanking?

No processing fees will be charged till March 31, 2022. After that, you have to pay a processing fee of Rs 199 + GST.

9. What is the minimum and maximum loan amount I can avail of under EMI via NetBanking?

The minimum loan amount you can avail under EMI via NetBanking is Rs 5,000, and the maximum loan amount is Rs 5,00,000.

10. What will be my ROI per annum/ year?

The ROI will be 14% per annum.
 

11. How can the pre-approved offer be sanctioned?

Only a select pre-approved customers are eligible to avail EASYEMI via NetBanking based on internal checks by the bank.

Terms and Conditions apply.

Watch video on how to avail EasyEMI via NetBanking by clicking here and add the link on clicking here