Starting a Family?
Manage a growing family’s responsibilities with HDFC Bank’s products and services
Home Loan
Make your dream home come true with HDFC Bank home loans
Enjoy highly competitive interest rates and processing charges- Choose between fixed and floating rate home loans
- Get a loan approval even before you have selected the property
Car loan
Buy a car of your choice with HDFC bank’s auto loans
- Enjoy up to 100% finance for your new car
- Get a car loan in just 30 minutes
- Avail of loan amounts of up to ₹1.5 crore
Two-wheeler loans
Own a two-wheeler in no time with instant loans
- Enjoy highly competitive interest rates and processing charges
- Get 2% lower interest rates and 50% off on processing fees if you are HDFC Bank account holder
- Choose a loan period that works for you – tenures from 12 months to 48 months are available
Personal Loan
Fund big-ticket purchases with affordable personal loans
- Get a personal loan in just 30 minutes
- Avail of a loan even if you are a first-time borrower
- Enjoy pocket-friendly EMI options
Consumer Durable Loan
Prepare your home with all the best gadgets
- Get up to ₹ 15 lakhs to buy consumer durables
- Enjoy 100% finance and minimal down payment
- Pay no hidden charges and experience a completely transparent process
Gold Loan
Use your idle gold to meet important expenses
- Get loans starting at ₹ 50,000
- Repay only the interest on the loan every month
- Get a loan in one hour over the counter
Systematic Investment Plans
Make regular investments to balance risk and return
- Make small monthly instalments and grow your corpus over time
- Benefit from rupee cost averaging
- Reduce market risk, as you are not investing a lump sum at one go
Recurring Deposits
Steadily build your savings in easy instalments
- Start with investments as small as ₹1,000 a month and in multiples of ₹100 above that
- Enjoy FD-like interest rates even on small RDs
- Get higher rates if you are a senior citizen
Fixed Deposits
Multiply your savings with competitive interest rates
- Build your savings with amounts as small as ₹5,000
- Move idle funds in your savings accounts into an FD and earn higher interest
- Earn compound interest by reinvesting your principal amount and the interest earned
Demat Account
One of the easiest, safest and most convenient ways of storing your investments
- Hold a wide range of investments digitally in your demat account
- Enjoy zero account opening charges
- Get auto credit of rights, bonus and public issues into your account through ECS
Term Insurance
Protect your family from life’s uncertainties
- Ensure financial stability for your family in your absence
- Increase life cover during key milestones or life stages
- Enjoy lump sum or monthly claim settlement
Medical Insurance
Stay financially protected in a medical emergency
- Get hassle-free financial protection when you need it most with quick and cashless claim settlement
- Choose from lump sum payouts, reimbursement of hospitalisation expenses, daily cash etc
- Get special covers for yourself and your family for critical illnesses and diseases like cancer
SmartPay
Automate bill payment with standing instructions on credit card
- Never be late on payments with SMS and email alerts
- Set maximum limits for your mobile phone bill
- Pay zero transaction processing fees
BillPay
Pay instantly or automatically, via card or account
- Pay via a simple process – add a biller once, and automatically receive bills in your account
- Pay using your credit card, debit card or bank account
- Set standing instructions for recurring payments
Standing Instructions on Debit Card
Automatically pay bills with standing instructions
- Avoid late fees, by automatically paying your bills on time
- Get alerts and reminders about due dates
- Set maximum limits for your bills
Credit and debit cards
Enjoy exclusive benefits and earn rewards and cashbacks as you shop
- Wide range of credit and debit cards to meet a variety of needs
- Enjoy discounts, special privileges, rewards and cashbacks
- Easily access cash or pay for your purchases across the world
Consumer Durable Loan
Prepare your home with all the best gadgets
- Get up to ₹15 Lakh to buy consumer durables
- Minimal down payment and up to 100% financing
- Pay no hidden charges and experience a completely transparent process
EasyEMI on CC
A hassle-free way to buy and repay with your credit card
- Pay for your purchases in easy monthly instalments
- Earn rewards for regular repayment
- Get the loan without any documentation
