| Description of Charges | Trade Current Account |
|---|
| Average Quarterly Balance |
| Rs.40,000/- (AQB) |
| Non-Maintenance Charges (per Quarter/Month/half yearly) | Rs.2400/- per quarter |
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three months. |
Cheque Book Charges (Issued by Bank)
( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.) | | Payable-at-par | | 200 cheque leaves Free per month. Charges Rs 2/- per leaf beyond 200 leaves |
|
| Free Monthly Cheque Leaves | 200 |
| Other Current Account facilities |
| Account Statement | Free (Monthly)+ |
| Duplicate/Adhoc Statement |
|---|
| Requests through Direct Banking Channels | Rs.50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR) |
| At branch or PhoneBanking (Non-IVR) | Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR) |
| Hold Statement Facility | Rs.400/- per year |
| Remittance facility through own Bank |
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD | Free up to 30 DDs per month. Above 30 DD's, charges @ Rs. 25/- per Demand draft |
| Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO | Free up to 30 PO per month. Above 30 PO's, charges @ Rs. 25/- per Pay-order |
| Issuance of DD/ PO through PhoneBanking | All standard charges for DD / PO are applicable as above.
Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking. |
| DD/PO-Cancellation/Revalidation | Rs.100/- per instrument |
| Free up to 30 DD/ POs each per month |
| NEFT Transactions : |
| Payments(At branch) | Upto Rs. 1 Lakh - Rs. 2 + GST; Above Rs. 1 Lakh - Rs. 10 + GST |
| Collections | Free |
| RTGS Transactions : |
| Payments(At branch) | Above Rs. 2 Lakh - Rs. 15 + GST |
| Collections | Free through Netbanking |
| NEFT/RTGS payments are free through NetBanking |
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments | Free |
| Account to Account Fund Transfer within HDFC Bank | Free |
| Anywhere Transactions |
| Account to Account Fund Transfer within HDFC Bank | Free |
| Payments at HDFC Bank Locations | Free |
| Collections at HDFC Bank Locations | Free |
| Bulk Transaction limit | 150 |
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) | Rs.2 per Rs.1000/- Minimum Rs.50/- per DD |
| DD-Cancellation / Revalidation | Rs.100/- per instrument |
| Cheque Collection |
| Outstation Cheque Collection at Bank Locations | | Instrument Value | Charges | | Upto Rs 1,00,000/- | Rs 25/- per instrument | | Above Rs 1,00,000/- and upto Rs 2,00,000/- | Rs 50/- per instrument | | Above Rs 2,00,000/- and upto Rs 3,00,000/- | Rs 100/- per instrument | | Above Rs 3,00,000/- | Rs 150/- per instrument |
|
| Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR cheque | | Instrument Value | Charges | | Upto Rs 25,000/- | Rs 50/- per instrument | | Above Rs 25,000/- and upto Rs 1,00,000/- | Rs 100/- per instrument | | Above Rs 1,00,000/- | Rs 150/- per instrument |
|
| Cheque Collection through Speed Clearing | | Instrument Value | Charges | | Upto Rs.100,000/- | Free | | Above Rs.100,000/- | Rs. 40/- per instrument |
|
| Bouncing of cheques- Local |
| Cheques Drawn on us |
| Due to Insufficient Funds | Up to 2 instruments per month - Rs. 500 per instrument ;On 3rd instrument onwards - Rs. 750 per instrument |
| Due to Technical Reasons | No Charge |
| Cheques Deposited Returned Unpaid | Local Cheque: Rs 100 per instrument and Outstation Cheque:Rs 150 per instrument |
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal city limits) |
| Cash Pickup upto Rs 1 Lac | Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac | Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac | Rs 300/- per pickup |
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager |
| Cash Transactions |
| Cash Deposit |
| Cash Deposit Limit -Home Location | 5 lacs or 40 txns
(whichever is breached first) |
| Limit on Inter-Branch deposits (Within Home Branch City | Cash deposit at non home Branches within home branch city subject to maximum of Rs.50,000/- per account per day |
| Cash Deposit Limit -Non Home Location | No Free Limits |
| Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit. |
| Cash Withdrawal |
| Cash Withdrawal - Home Branch | Free |
| Cash Withdrawal - Non Home Branch | Rs. 50,000/- per day |
