FEES & CHARGES
Enclosed below are HDFC Bank Current Account for Hospitals and Nursing Homes fees and charges
| Description of Charges | Current Account For Hospitals & Nursing Homes | ||
| Average Quarterly Balance (AQB) | ₹ 40,000 | ||
| Non Maintenance Charges | ₹ 2,400 per quarter, if AQB below ₹ 40,000 | ||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three months. | ||
| Cheque leaves (Payable At Par) - Free Limit ( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.) | 200 leaves per month | ||
| Charges beyond free limit | ₹ 3 per cheque leaf | ||
| Account Statement | Free(Monthly)+ | ||
| Duplicate/Adhoc Statement | |||
|---|---|---|---|
| Requests through Direct Banking Channels | ₹ 50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR) | ||
| At branch or PhoneBanking (Non-IVR) | ₹ 100/- per statement through Branch; ₹ 75/- per statement through PhoneBanking (Non-IVR) | ||
| Demand Draft / Pay Order Remittance Facility | |||
| Demand Drafts (DDs) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDs | Up to 30 free Demand Drafts per month. Above 30 DDs charges @ ₹ 25 per DD | ||
| Pay Orders (POs) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate (POs) | Up to 30 free (POs) per month. Above 30 PO’s charges @ ₹ 25 per PO | ||
| Issue of Demand Drafts (DDs)/ Duplicate DDs (correspondent tie-up) | ₹ 2 per ₹ 1,000, minimum ₹ 50 per transaction | ||
| DD/PO cancellation/ revalidation | ₹ 50 per instrument | ||
| NEFT/EFT transactions | |||
| Payments (At branch) | Upto ₹ 10,000/ ₹ 2.50/- per transaction ₹ 10,001 to ₹ 1 lakh- ₹ 5/- per transaction ₹ 1 lakh to ₹ 2 lakhs - ₹ 15/- per transaction Above ₹ 2 lakh - ₹ 25/- per transaction (The above transaction charges are excl of taxes) | ||
| Collections | Free | ||
| RTGS transactions | |||
| Payments (At branch) | ₹ 2 lakhs to ₹ 5 lakhs - ₹ 25/- per transaction ₹ 5 Lakhs and above - ₹ 50/- per transaction (The above transaction charges are excl of taxes) | ||
| Collections | Free | ||
| NEFT/RTGS payments are free through NetBanking | |||
| Local transactions (at home branch locations) | |||
| Local cheque collection and payment | Free | ||
| Account to account fund transfer within HDFC bank | Free | ||
| Anywhere transactions | |||
| Account to account fund transfer within HDFC bank location | Free | ||
| Clearing Transactions – Payments at all HDFC bank location | Free | ||
| Clearing Transactions – Collections at all HDFC bank location | Free | ||
| Bulk transactions | All above transaction are subject to a maximum of 150 transaction per month beyond which charges @ ₹ 30/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions | ||
| Bouncing of cheques – Local Cheques drawn on us | |||
| Due to insufficient funds | Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument | ||
| Due to technical reasons | ₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) | ||
| Cheques Deposited Returned Unpaid | Local & Outstation - ₹ 200/- instrument | ||
| Doorstep Banking$ | |||
| Cash pick-up services (within municipal city limits) | |||
| Upto Rs 1 lac | Rs 200/- per pickup | ||
| Beyond Rs 1 lac and upto Rs 2 lac | Rs 225/- per pickup | ||
| Beyond Rs 2 lac and upto Rs 4 lac | Rs 350/- per pickup | ||
| Cash beyond the above limits can be offered. For further details on charges please contact your Branch Manager | |||
| Cash transactions | |||
| Cash deposit | |||
Combined Cash Deposit Limit @ any HDFC Bank Branches (monthly) | Free upto ₹ 10 lacs per month or 50 transactions (whichever is breached first); Charges @ ₹ 3.5/- per ₹ 1,000/-, minimum ₹ 50/- per transaction beyond free limits | ||
| Cash deposit in low denomination notes i.e. Rs 50 and below @ any HDFC Bank Branch (monthly) | 1. Cash deposit in notes = Free up to Rs 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes | ||
| 2. Cash deposit in coins = Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins | |||
| Limit on Inter-Branch deposits (Within Home Branch City) | Cash deposits at non home Branches within home branch city subject to maximum of ₹ 1,00,000 per account per day | ||
| Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit. | |||
| Cash withdrawal | |||
| Cash Withdrawal-Home Branch | Free | ||
| Cash Withdrawal-Non Home Branch - Inter-city & Intra-city | Free cash withdrawals upto ₹ 50,000/- per day, beyond which charges @ ₹ 2/1000, min ₹ 50/-per transaction; Third party cash withdrawal allowed only up to maximum ₹ 50,000/- per transaction. | ||
| Miscellaneous | |||
| Balance inquiry | Free | ||
| TDS certificate | Free | ||
| Balance confirmation certificate | ₹ 100 | ||
| Interest certificate | ₹ 100 | ||
| Cheque status per instance | Free | ||
| Photo Verification charges | ₹ 100 | ||
| Address confirmation charges | Free | ||
| Signature Verification charges | ₹ 100 | ||
| Setting up of standing instructions | Nil | ||
| Any deliverable returned by courier due to negative reasons (no such consignee / consignee shifted and no such address) | ₹ 50 per instance | ||
| SI rejects | Upto 3 returns - ₹ 250/ instance 4th return onward ₹ 750/ instance | ||
| ECS (Debit) Return Charges (Quarterly Charges) | Upto 3 returns - ₹ 350/ instance 4th return onward ₹ 750 /instance | ||
| Old Records / Copy of Paid Cheque | |||
| ₹ 80 per record | |||
| Common charges for debit/ATM cards | |||
| Replacement of damaged card | Free | ||
| Replacement of Lost card | ₹ 200/- | ||
| Copy Retrieval Request | ₹ 100 | ||
| Re-Issuance of PIN | ₹ 50 plus taxes | ||
| ATM Usage | |||
| ATM Txns (@ HDFC Bank ATM) | Unlimited Free | ||
| ATM Txns (@ Non- HDFC Bank ATM) | No Free Limits, Charges @ ₹ 21/- per transaction | ||
| Stop payment charges | |||
| Stop payment charges | |||
| Particular cheque | ₹ 100/- (Free through Net Banking and Phone Banking) | ||
| Range of cheques | ₹ 200/- (Free through Net Banking and Phone Banking) | ||
| Account Closure Charges | |||
| Up to 14 days | Nil | ||
| 15 days to 6 months | ₹ 1000 | ||
| 6 Months -12 Months | ₹ 500 | ||
| More Than 12 months | Nil | ||
| Transactions through PhoneBanking | |||
| Fax of last 9 transactions statement free through PhoneBanking | Free | ||
| Interactive voice response (IVR) & Agent Assisted | Free | ||
Re-generation of IPIN (request received at branch for physical dispatch) | ₹ 40/- per request | ||
| Charges on all IMPS Outgoing transactions: | |
|---|---|
| ₹ 0 - ₹ 1000 | ₹ 3.50/- per txn |
| ₹ 1001 - ₹ 100000 | ₹ 5/- per txn |
| Above ₹ 100000 | ₹ 15/- per txn |
All charges are exclusive of GST as applicable from time to time
$ Available at select locations. You need to register with the Bank for availing these services. Please contact your Branch Manager for further details.
+ For accounts maintaining AQB less than ₹ 40,000 as of previous quarter will be charged ₹ 25 each for next 3 monthly statement.