FEATURES
FEES & CHARGES
Upto 1% (plus taxes) of the facility amount or Rs 7500/- (plus taxes) whichever is higher
Rs 5000/- (plus taxes) will be collected upfront as non-refundable administrative cost towards the legal and valuation expenses incurred prior loan sanction. For Shopkeeper Loan (unsecured): Upto 2% (plus taxes) of the facility amount. No Processing Fee & Renewal Fee will be charged for the cases worth CAM value upto Rs.5 lacs
Charged @ 18.00% p.a. for overdue / delay / default of any monies payable
Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
Loan at the sole discretion of HDFC Bank Ltd.
* Floating rates are linked to Repo as declared by RBI from time to time. Such loans/ facilities are reset at 3 month frequency
** All Guaranteed Emergency Credit Line (GECL) Products are linked to HB_EBLR rate.